 How do I find an address for a creditor, trying to pay off medical bill |
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 May 18 2005, 09:51 AM
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#1
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Group: Newbies
Posts: 11 Joined: 10-May 05 Member No.: 16,941  |
A couple of bills were sent to collection years ago. I don't have any addresses for the collectors and I don't even remember where the account originated from. It there anyway to find out who I can pay to pay them off. I don't even know why they were not paid. I was not aware that they existed until a credit search.
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| Googie |
May 18 2005, 09:51 AM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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May 18 2005, 09:52 AM
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#2
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Pretty Little
Group: Members
Posts: 3,703 Joined: 7-April 05 From: Land of the funk that won't go away... NJ Member No.: 15,494 |
Your reports should have the contact info.
  SW 198.2 lbs CW 139.4 lbs (58.8) TW 137.4 lbs as of 24 January 2009 I am now a Team Beach Body Coach!! One year in the EXTREME: CE, P90X, P90X+ Round One: Chalene Extreme QUOTE (Stryker @ Mar 31 2009, 11:01 AM)  Generally, acting with courtesy trumps acting a fool any day. |
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May 18 2005, 09:57 AM
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#3
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Group: Members
Posts: 978 Joined: 8-April 05 Member No.: 15,529 |
Make sure you read here as much as you can. A paid collection is really no better than an upaid one. I'm not saying don't pay, but at least try to go for a pay for delete.
Tiffany
Brain fart in progress.... 5/12/05 TU - 549 EQ - 498 EX - ?? 6/17/05 TU - 584 EQ - 565 EX - ?? |
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May 18 2005, 09:59 AM
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#4
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Group: Members
Posts: 8,001 Joined: 6-July 04 Member No.: 6,859 |
If a negative item appears on your credit reports, dispute it with which ever CRA which is selling the information about you via your credit reports.
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May 18 2005, 10:04 AM
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#5
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Group: Newbies
Posts: 11 Joined: 10-May 05 Member No.: 16,941 |
One of these accounts is from March of 1999. Reported to Equifax and it has no name associated with it, or an account history. I know that it came up when I applied for a mortgage, but does it really affect my credit score?
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May 18 2005, 10:21 AM
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#6
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Mikey, the Life cereal kid
 Group: Mod Squad
Posts: 47,374 Joined: 28-July 03 From: Northern Illinois Member No.: 1,522 |
yep...it's affecting your score...just don't know how much
dispute it as "not mine" Please note, I am NOT an attorney. This is NOT legal advice. This is my opinion, and you should ALWAYS consult with an attorney concerning any legal issues.
 --- Why NOT to dispute online CA selling your disputed account? 1-2 punch details One of my rants Co-signer in Illinois? and another rant Got a Chaudry letter? The history of my title "Mikey" |
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May 18 2005, 12:25 PM
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#7
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Group: Newbies
Posts: 11 Joined: 10-May 05 Member No.: 16,941 |
I sent out the letter for disputing it as not mine. I finally got an address, but I had to call. I could only get a number to call. When they asked to call me back, I told them to contact me only by mail. I just sent the dispute letter for the march 99 one out and another one.
I have to send a letter to the credit bureaus now. A question, while under dispute, will the accounts be removed from my report. I know they will be listed as disputed, but I understand that they will be still listed, right? |
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May 18 2005, 12:44 PM
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#8
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Mikey, the Life cereal kid
Group: Mod Squad
Posts: 47,374 Joined: 28-July 03 From: Northern Illinois Member No.: 1,522 |
QUOTE(bacj @ May 18 2005, 11:25 AM) I sent out the letter for disputing it as not mine. I finally got an address, but I had to call. I could only get a number to call. When they asked to call me back, I told them to contact me only by mail. I just sent the dispute letter for the march 99 one out and another one. I have to send a letter to the credit bureaus now. A question, while under dispute, will the accounts be removed from my report. I know they will be listed as disputed, but I understand that they will be still listed, right? nope...they will NOT be deleted while disputing Please note, I am NOT an attorney. This is NOT legal advice. This is my opinion, and you should ALWAYS consult with an attorney concerning any legal issues.
---Why NOT to dispute online CA selling your disputed account? 1-2 punch details One of my rants Co-signer in Illinois? and another rant Got a Chaudry letter? The history of my title "Mikey" |
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May 18 2005, 01:26 PM
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#9
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Group: Newbies
Posts: 11 Joined: 10-May 05 Member No.: 16,941 |
I did not think that they would be taken off. I really hate fighting this stuff. They are just mean!
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