Need leads on consolidation companies

[upwardbound]

Yes, I read the pinned thread and did a search. There, however, does not seem to be consensus on who has the best deal. Besides that guy who keeps bringing up UHEAA, no one has said much on the topic. I have all stafford loans and need a good company. So far, I've looked at

 

1. Sallie Mae

2. UHEAA

3. Direct Loan

4. The Student Loan People

 

Are there others I should consider? Im specifically looking for a reputable company.

 

thanks.

[LynnInMN]

They are all reputable companies as this program is governed by the US Dept of Education. Even when you consolidate, the loans are still ultimately owned by the government. It is just a matter of preference and finding the best deal.

[Luzianne]

Yes, I read the pinned thread and did a search.  There, however, does not seem to be consensus on who has the best deal.  Besides that guy who keeps bringing up UHEAA, no one has said much on the topic.  I have all stafford loans and need a good company.  So far, I've looked at

 

1.  Sallie Mae

2.  UHEAA

3.  Direct Loan

4.  The Student Loan People

 

Are there others I should consider?  Im specifically looking for a reputable company.

 

thanks.

<{POST_SNAPBACK}>

 

 

Well I don't know but since the PLUS loans for my daughter were through Sallie Mae, I just went ahead and used Sallie Mae for the consolidation as well. I have been really happy with them so I figured I might as well stick with them. I get an email when a payment is due (or I did before it was in deferment) and I would go online and make a payment. Really simple and never any hassles from them. I've made dang sure every payment is on time too. I don't need any student loan nightmares!

[ziggypop]

Who holds your loans now (Stafford loans can be with the Dept. of Ed or with an FFEL lender)? Are they all with one lender? If so, then you'll need to go to them first and nine times out of ten will have to consolidate with them. As Lynn said, if you're looking for reputable, there isn't really too much of a difference between any of them. They're all governed by the USDOE, so, ultimately, you can always go to them if the lender starts being "naughty". I'm sure that, like everything else in the world, for every company that someone here recommends, there's someone else who had a horrible experience with. If you do have more than one lender, you can look at them and if you like any of them, check and see what they have to offer. Again, as long as it's a deal that you like and you're comfortable with the company, then it really doesn't matter (how's that for not much help, really!).

 

Good luck!!