My second DV....

[honeyo]

OK, I am ready to send of the second DV letter to Hecker after he continues to demand this debt without giving me any proof. I just am saying what I feel is good and really have no clue so please please tell me what you think, what I should and should not say.....

 

Thanks a lot. Here goes:

 

Law Offices of Laurence A. Hecker

650 College Road East

Suite 1800

Princeton, NJ 08540

 

March 17, 2005

 

RE: Second Demand Letter Acc # XXXXX

 

To Whom It May Concern:

 

This letter is being sent to you in response to the second demand letter dated March 3, 2005 sent to me by your office.

 

Please be advised that I have received the return receipt (# XXX XXX XXX) and have proof that your office have received my correspondence regarding a first demand letter for this alleged debt.

 

Please be advised that I know my rights. Under the Fair Debt Collections Practices Act, I have the right to request validation of the alleged debt that you claim I owe you. I am hereby again requesting proof that I am the person that you are claiming this debt from and that I am under contractual obligation to pay this alleged debt.

 

I have already given you thirty days to respond to my request. I also requested that you cease and desist any and all collection activities.

 

You leave me no choice but to demand compliance with the terms and conditions of this letter within FIFTEEN (15) days, or a complete withdrawal of any claim, in writing.

 

Please also be advised that you are required by Federal Statutes and Ohio law to honor my request. I reserve the right to file charges and complaints against you should you choose to ignore my correspondence. In order to help you, I am including my first request for validation, your second demand letter, and a debt validation form.

 

In addition to the completed debt validation form, you will need to also include copies of all of the following:

 

1. Agreement with your client that grants you the authority to collect on this alleged debt

2. Proof of acquisition by purchase or assignment

3. Agreement with the signature of the debtor wherein he/she agrees to pay the creditor

4. Proof that you are licensed to collect a debt in the state of Ohio

 

Do not contact me by any other way but through the United States Postal Service. Do not attempt to collect this alleged debt from me unless you provide me with all of the requested documents.

 

Sincerely,

 

My dh

 

Debt Validation Form

 

Questionnaire to be returned to me for Account # XXXXXXXXX

 

 

Original Creditor's Name:

 

Name of Debtor:

 

Address of Debtor:

 

Balance of Account:

 

Date you acquired this debt:

 

This Debt was: assigned OR purchased

 

Please indicated any credit bureaus to which you have reported negative marks:

 

Experian ______

Equifax ______

TransUnion ______

 

 

 

So....how'd I do?????????????

[honeyo]

little bump for the morning crew.....

 

anybody????? or is it just THAT BAD?

 

Thank you!

[honeyo]

one more bump....I really would love to hear what everyone has to say???????

 

thanks!

[honeyo]

bump -- anybody?