How many of you actually have them reporting your lines to experian or DnB?
...and how long did it take?
In 9 months I have not yet had it report.
Edited by ouchthatburns, 08 February 2008 - 06:56 PM.
OMG OMG - I GOT A CITI BUSINESS CARD!!!
Started by
jenyphur
, Mar 15 2005 08:53 PM
667 replies to this topic
#626
Posted 08 February 2008 - 06:41 PM
Hey Citibusiness card holders!
How many of you actually have them reporting your lines to experian or DnB?
...and how long did it take?
In 9 months I have not yet had it report.
How many of you actually have them reporting your lines to experian or DnB?
...and how long did it take?
In 9 months I have not yet had it report.
#627
Posted 09 February 2008 - 04:27 PM
Got the Citi PP end of Jan 12,000 limit, I got the 30 day message and the accesorize page. 750 FICO, 3 on DnB they pull my EQ personal.
No matter what SOME say, Even with a crap load of new INQs on my biz reports I still got approved. After moving some debt around I will apply for the Citi biz with thankyou points and the AA cards to complete the TRIO.
I also got a CLI on my Bankatlantic biz card from 500 to 20,000.
I got a suntrust biz card for 5,000 ( Suntrust sucks)
2 months ago I had a brand new EQ biz file with only 1 reporting ( chase biz card) now I have 13 reporting. Even some of my old Biz visa accounts that never reported before are now reporting to EQ biz.
I have 3 lines on my EX biz report.
I was also approved for a CRAP1 biz card, I froze my EXP and TU personal reports and applied, so they only pulled my EQ personal. They approved but no credit limit yet. I think I'm the only personal on the face of the planet who has ever gotten approved for a CRAP1 with only 1 PULL. We'll see If I get the infamous 500 credit line.
I also got approved instantly for the Advanta biz card, but no credit limit yet.
I already removed most of the INQs from my reports and I'm almost ready to go at it again, For the people who act like SCARED RABBITs, Oh well more for me.
I just thought I'd let the BOLD members know that everything isn't like some preach.
No matter what SOME say, Even with a crap load of new INQs on my biz reports I still got approved. After moving some debt around I will apply for the Citi biz with thankyou points and the AA cards to complete the TRIO.
I also got a CLI on my Bankatlantic biz card from 500 to 20,000.
I got a suntrust biz card for 5,000 ( Suntrust sucks)
2 months ago I had a brand new EQ biz file with only 1 reporting ( chase biz card) now I have 13 reporting. Even some of my old Biz visa accounts that never reported before are now reporting to EQ biz.
I have 3 lines on my EX biz report.
I was also approved for a CRAP1 biz card, I froze my EXP and TU personal reports and applied, so they only pulled my EQ personal. They approved but no credit limit yet. I think I'm the only personal on the face of the planet who has ever gotten approved for a CRAP1 with only 1 PULL. We'll see If I get the infamous 500 credit line.
I also got approved instantly for the Advanta biz card, but no credit limit yet.
I already removed most of the INQs from my reports and I'm almost ready to go at it again, For the people who act like SCARED RABBITs, Oh well more for me.
I just thought I'd let the BOLD members know that everything isn't like some preach.
#628
Posted 09 February 2008 - 09:49 PM
2 months ago I had a brand new EQ biz file with only 1 reporting ( chase biz card) now I have 13 reporting. Even some of my old Biz visa accounts that never reported before are now reporting to EQ biz.
What are the 13 items reporting now?
#629
Posted 14 February 2008 - 12:02 AM
Got the Citi PP end of Jan 12,000 limit, I got the 30 day message and the accesorize page. 750 FICO, 3 on DnB they pull my EQ personal.
No matter what SOME say, Even with a crap load of new INQs on my biz reports I still got approved. After moving some debt around I will apply for the Citi biz with thankyou points and the AA cards to complete the TRIO.
I also got a CLI on my Bankatlantic biz card from 500 to 20,000.
I got a suntrust biz card for 5,000 ( Suntrust sucks)
2 months ago I had a brand new EQ biz file with only 1 reporting ( chase biz card) now I have 13 reporting. Even some of my old Biz visa accounts that never reported before are now reporting to EQ biz.
I have 3 lines on my EX biz report.
I was also approved for a CRAP1 biz card, I froze my EXP and TU personal reports and applied, so they only pulled my EQ personal. They approved but no credit limit yet. I think I'm the only personal on the face of the planet who has ever gotten approved for a CRAP1 with only 1 PULL. We'll see If I get the infamous 500 credit line.
I also got approved instantly for the Advanta biz card, but no credit limit yet.
I already removed most of the INQs from my reports and I'm almost ready to go at it again, For the people who act like SCARED RABBITs, Oh well more for me.
I just thought I'd let the BOLD members know that everything isn't like some preach.
What is a EQ file and how do you get one?
Thanks
#630
Posted 10 April 2008 - 07:17 PM
Got the Citi PP end of Jan 12,000 limit, I got the 30 day message and the accesorize page. 750 FICO, 3 on DnB they pull my EQ personal.
No matter what SOME say, Even with a crap load of new INQs on my biz reports I still got approved. After moving some debt around I will apply for the Citi biz with thankyou points and the AA cards to complete the TRIO.
I also got a CLI on my Bankatlantic biz card from 500 to 20,000.
I got a suntrust biz card for 5,000 ( Suntrust sucks)
2 months ago I had a brand new EQ biz file with only 1 reporting ( chase biz card) now I have 13 reporting. Even some of my old Biz visa accounts that never reported before are now reporting to EQ biz.
I have 3 lines on my EX biz report.
I was also approved for a CRAP1 biz card, I froze my EXP and TU personal reports and applied, so they only pulled my EQ personal. They approved but no credit limit yet. I think I'm the only personal on the face of the planet who has ever gotten approved for a CRAP1 with only 1 PULL. We'll see If I get the infamous 500 credit line.
I also got approved instantly for the Advanta biz card, but no credit limit yet.
I already removed most of the INQs from my reports and I'm almost ready to go at it again, For the people who act like SCARED RABBITs, Oh well more for me.
I just thought I'd let the BOLD members know that everything isn't like some preach.
Hi Steer,
Congrats! looks like your doing well. I have a quick question for you. Who do you use for inquiry removal?
Thanks,
Bev
#631
Posted 16 April 2008 - 03:42 PM
Got the Citi PP end of Jan 12,000 limit, I got the 30 day message and the accesorize page. 750 FICO, 3 on DnB they pull my EQ personal.
No matter what SOME say, Even with a crap load of new INQs on my biz reports I still got approved. After moving some debt around I will apply for the Citi biz with thankyou points and the AA cards to complete the TRIO.
I also got a CLI on my Bankatlantic biz card from 500 to 20,000.
I got a suntrust biz card for 5,000 ( Suntrust sucks)
2 months ago I had a brand new EQ biz file with only 1 reporting ( chase biz card) now I have 13 reporting. Even some of my old Biz visa accounts that never reported before are now reporting to EQ biz.
I have 3 lines on my EX biz report.
I was also approved for a CRAP1 biz card, I froze my EXP and TU personal reports and applied, so they only pulled my EQ personal. They approved but no credit limit yet. I think I'm the only personal on the face of the planet who has ever gotten approved for a CRAP1 with only 1 PULL. We'll see If I get the infamous 500 credit line.
I also got approved instantly for the Advanta biz card, but no credit limit yet.
I already removed most of the INQs from my reports and I'm almost ready to go at it again, For the people who act like SCARED RABBITs, Oh well more for me.
I just thought I'd let the BOLD members know that everything isn't like some preach.
Hi Steer,
Congrats! looks like your doing well. I have a quick question for you. Who do you use for inquiry removal?
Thanks,
Bev
Hey everyone,
I am new to CB but have been in business for a while and starting biz#2. The info being shared is new to me however. How long should I wait between applications. I recently got staples which is citi. I know most others are also. Any idea about time tables??
#632
Posted 01 May 2008 - 10:46 PM
I dont understand. I went to this site citibusinesscreditcards.com and it asks you for your SSN. The first post says you didnt put it in.... or did I misread?
#633
Posted 14 May 2008 - 05:16 PM
Ok, today going through my mail...I see something addressed to my business but at my home address. I had NOOOOO idea what it was. I was SHOCKED to find a CITI Business Mastercard with a 4000 CL!!!!
Whooohoooo!
I remember applying about 2 weeks ago, but got the standard message. I thought I was denied.
I can hardly believe this.
I don't even think they pulled my personal credit. I'll have to go look and see.
Holy cow people! You have NOOOOOOOOOOOOOOOOOOOOOOOOO idea how good I'm feeling right now.
Must be my reward for settling my personal Discover card c/o and paying them in full.Good
Karma or whatever.
I'm shocked, shocked, shocked.
#634
Posted 14 May 2008 - 05:20 PM
Hello, could you tell me did you have to fill out a PG or what did you put when they ask for a SSN. cause I have over $20,000 in lines of credit but I cant get a business credit card..
#635
Posted 16 May 2008 - 02:30 AM
I just applied for a CitiBusiness card and they pulled my personal TU.
Chris
Chris
#636
Posted 29 May 2008 - 06:46 PM
Hello, could you tell me did you have to fill out a PG or what did you put when they ask for a SSN. cause I have over $20,000 in lines of credit but I cant get a business credit card..
Citi is not going to let you get away without PGing unless you're pushing tens of Millions through them.
#637
Posted 16 June 2008 - 11:22 AM
Is it mandatory to wait 90 days before reapplying for the citi business cards? I applied sometime in April and I was denied due to high balances. My EQ FICO at the time was around 701. I have paid down a lot of the balances and my FICO is currently over 750. I'm eager to apply again but I wonder if I will get an automatic denial if it is less than 90 days.
Edited by Spydc, 16 June 2008 - 11:22 AM.
#638
Posted 15 July 2008 - 01:05 AM
Application Received
Thank you K....... H....... Your application has been received. Further processing is required at this time. We will contact you within 30 days via email regarding our decision. Thank you for requesting a CitiBusiness® Card with ThankYou® Network.
Since i have DNB but no one had reported yet. So i am not sure if i would be approved.
Thank you K....... H....... Your application has been received. Further processing is required at this time. We will contact you within 30 days via email regarding our decision. Thank you for requesting a CitiBusiness® Card with ThankYou® Network.
Since i have DNB but no one had reported yet. So i am not sure if i would be approved.
#639
Posted 11 September 2008 - 12:31 PM
Can anyone help me with this. I applied for this card when I was pretty much running on fumes and can't remember most of what I put. I actually thought the application times out because I was taking so long and didn't realize they were processing the app. Today I got an email stating only one reason for not approving me:
"Your gross yearly income as listed on your application
does not meet our minimum income requirements. If you
think there is an error in your reported income figure
or if you wish to tell us of any additional income not
stated on your application please call us at..."
Does anyone know the minimum requirement?
No other reasons were listed, like referrals to my personal credit history or anything. I would like to be a little more informed before I call, so that I know what documentation I may need to pull to grant a possible approval.
Thanks in advance.
"Your gross yearly income as listed on your application
does not meet our minimum income requirements. If you
think there is an error in your reported income figure
or if you wish to tell us of any additional income not
stated on your application please call us at..."
Does anyone know the minimum requirement?
No other reasons were listed, like referrals to my personal credit history or anything. I would like to be a little more informed before I call, so that I know what documentation I may need to pull to grant a possible approval.
Thanks in advance.
#640
Posted 23 February 2009 - 08:56 PM
Does anyone have a link to a .pdf version of the CitiBusiness Card application?
#641
Posted 27 May 2010 - 02:50 PM
does anybody have an update on citi business cards?
#642
Posted 18 August 2010 - 12:03 PM
I was approved for a CitiBusiness card a little over a year ago (at the time: 3year old biz, 80 paydex, only a few trades (staples, quill, exxon, reliable, dell). In July of this year they decided that I didn't meet their credit requirements anymore and canceled the card. Never paid late, usually paid in full, revolved a balance a few months here and there just because. Their reason was that I had high revolving on my personal credit.
#643
Posted 21 August 2010 - 05:21 PM
I know CITIBANK closed the HDMC for everyone..but gotta kep making the payments, so they dont ruin your business credit report
BTW, i have ben told that one should wait 14 business days between "soft pulls' on your D&B, and even 30 days for hard pulls.Anyone know for sure?
BTW, i have ben told that one should wait 14 business days between "soft pulls' on your D&B, and even 30 days for hard pulls.Anyone know for sure?
#644
Posted 25 August 2010 - 09:42 PM
I know CITIBANK closed the HDMC for everyone..but gotta kep making the payments, so they dont ruin your business credit report
BTW, i have ben told that one should wait 14 business days between "soft pulls' on your D&B, and even 30 days for hard pulls.Anyone know for sure?
does every biz cc need personal credit info?
#645
Posted 26 August 2010 - 09:37 AM
seems so..if anyone knows of any that don't let me know.. ihave a sam's discover and keybank that are non Pg that's it, and i got those 3 years ago
#646
Posted 22 November 2010 - 06:59 PM
seems so..if anyone knows of any that don't let me know.. ihave a sam's discover and keybank that are non Pg that's it, and i got those 3 years ago
Id really like the answer to this question as im trying to keep my personal biz credit completely separate
#647
Posted 24 November 2010 - 09:40 AM
Becuase of ant terroism laws under the patriot act every banking institution requieres a ssn...this doesn't always mean pg as many think. Just identifying you as a breathing person. Many time has no bearing on retaining business credit.
#648
Posted 28 November 2010 - 01:42 PM
I know CITIBANK closed the HDMC for everyone..but gotta kep making the payments, so they dont ruin your business credit report
BTW, i have ben told that one should wait 14 business days between "soft pulls' on your D&B, and even 30 days for hard pulls.Anyone know for sure?
does every biz cc need personal credit info?
#649
Posted 28 November 2010 - 01:45 PM
hello everyone, i'm a newbie and question i'm goingto ask will probally show it. is dunn an bradstreet a credit reporting bureau and should i be paying for their credit builder?
#650
Posted 13 January 2011 - 12:49 AM
Congrats!
Ok, today going through my mail...I see something addressed to my business but at my home address. I had NOOOOO idea what it was. I was SHOCKED to find a CITI Business Mastercard with a 4000 CL!!!!
Whooohoooo!
I remember applying about 2 weeks ago, but got the standard message. I thought I was denied.
I can hardly believe this.
I don't even think they pulled my personal credit. I'll have to go look and see.
Holy cow people! You have NOOOOOOOOOOOOOOOOOOOOOOOOO idea how good I'm feeling right now.
Must be my reward for settling my personal Discover card c/o and paying them in full.
Karma or whatever.
I'm shocked, shocked, shocked.
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