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Posted

I came to this board because my credit was so screwed...so I figured...with all the information on the net...there SHOULD be a credit forum somewhere out there...so with a couple keys strokes and a click I found HEAVEN...

 

I can not express my appreciation enough to everyone who has helped me...

 

My credit file was thin...but horrible...

I had 3 chargeoffs...two of them are gone

I had 2 collection accounts..one is gone(TU,EX)

I had one Judgement..that is gone

I had 1 repossession...that is gone

I had 2 open revolving accounts...now I have 22 open accounts

 

I only dreamed of qualifying for a new home...today..my realtor showed me 3...

 

As long as I have breathe in my body...I'll be here to help as much as I can..

 

I am eternally grateful to all of you!!!!!!!!


Posted
I came to this board because my credit was so screwed...so I figured...with all the information on the net...there SHOULD be a credit forum somewhere out there...so with a couple keys strokes and a click I found HEAVEN...

 

I can not express my appreciation enough to everyone who has helped me...

 

My credit file was thin...but horrible...

I had 3 chargeoffs...two of them are gone

I had 2 collection accounts..one is gone(TU,EX)

I had one Judgement..that is gone

I had 1 repossession...that is gone

I had 2 open revolving accounts...now I have 22 open accounts

 

I only dreamed of qualifying for a new home...today..my realtor showed me 3...

 

As long as I have breathe in my body...I'll be here to help as much as I can..

 

I am eternally grateful to all of you!!!!!!!!

 

Aww cutie, great progress! Thanks for sharing, and I hope you find the perfect home!!!

 

We'll be keeping an eye out for the pics when you close! :clapping:

Posted

never in a million years did I think house hunting would be this difficult...

 

everytime I see one...it's missing SOMETHING :offtopic: ....

 

I know my ideal home is out there somewhere........

 

Thank KOna, CaLady, and Chris for your kind words....

Posted

:dntknw::search:

 

Buying a house someday is one of the reasons I'm working on my credit these days. Congrats on getting yourself there, it must be wonderful!

 

You're better off than me with those 3 houses to check. I can't even decide what state I want to stay in long enough to buy a house :blink: That's after I get my scores up of course.

  • 6 months later...
Posted

haven't updated this thread..... :blink: well...I got that house I was looking for...and it's beautiful....pics in the mort forum....

 

afewchargeoffs, REPO's are removed just like any other item on your reports...by disputes...by the creditor's inability to accurately keep records...and letter writing....

 

do a search on my screenname and household and you'll find some of the techniques and letters I used....hopefully they'll help....

 

SlickCredit, good luck on getting those scores up...it'll happen...as long as you stay here...read and implement the techniques....

  • 1 month later...
  • 6 months later...
Posted
I came to this board because my credit was so screwed...so I figured...with all the information on the net...there SHOULD be a credit forum somewhere out there...so with a couple keys strokes and a click I found HEAVEN...

 

I can not express my appreciation enough to everyone who has helped me...

 

My credit file was thin...but horrible...

I had 3 chargeoffs...two of them are gone

I had 2 collection accounts..one is gone(TU,EX)

I had one Judgement..that is gone

I had 1 repossession...that is gone

I had 2 open revolving accounts...now I have 22 open accounts

 

I only dreamed of qualifying for a new home...today..my realtor showed me 3...

 

As long as I have breathe in my body...I'll be here to help as much as I can..

 

I am eternally grateful to all of you!!!!!!!!

 

Aescutie - how did you get rid of the repo?

  • 2 months later...
Posted (edited)

Edited to delete this post.....

 

I tried to quote the previous poster and something else came up.....sorry :aggressive:

Edited by aescutie
Posted

I came to this board because my credit was so screwed...so I figured...with all the information on the net...there SHOULD be a credit forum somewhere out there...so with a couple keys strokes and a click I found HEAVEN...

 

I can not express my appreciation enough to everyone who has helped me...

 

My credit file was thin...but horrible...

I had 3 chargeoffs...two of them are gone

I had 2 collection accounts..one is gone(TU,EX)

I had one Judgement..that is gone

I had 1 repossession...that is gone

I had 2 open revolving accounts...now I have 22 open accounts

 

I only dreamed of qualifying for a new home...today..my realtor showed me 3...

 

As long as I have breathe in my body...I'll be here to help as much as I can..

 

I am eternally grateful to all of you!!!!!!!!

 

Aescutie - how did you get rid of the repo?

 

sorry, I took so long responding....

 

I just kept disputing the accuracy of the reporting....it was totally different on all three reports, wrote a lot of letters, make a couple threats and eventually they just deleted, because they couldn't get the reporting correct.....

 

the whole dilemna is here, just read some of my earlier posts.....

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