I went to Walgreen's to pick up a prescription yesterday.
I paid with my Visa card....I gave her the card and she handed it back to me, with the Prescription and the receipt. I asked her why I didn't have to sign anything....she said purchases under $50 didn't need a signature...
Curious, I asked her how she knew I am ME, then....I pointed out that ANYONE then could use a card to purchase things in my name if a signature wasnt required. She became indignant and said I could sign the receipt, if I wanted to.
Keep in mind I already had the card in my wallet. I signed the receipt. I then asked her how she could verify my signature as she was no longer holding the card. Also, my card doesnt have my photo on it so why wouldnt she ask for any picture ID.
This is why Identity theft could be so easy, I think....or am I just being nit-picky here?
Anyone?
Anyone noticed this at Walgreens?
Started by
snark
, Jan 12 2005 01:11 PM
68 replies to this topic
#1
Posted 12 January 2005 - 01:11 PM
#2
pryan67
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Mikey, the Life cereal kid
Posted 12 January 2005 - 01:14 PM
lots of places are ignorant when it comes to that sort of thing...
in fact, Walgreens has been known to double charge your debit or credit cards...which can be a HUGE problem, even though they fix it quickly
in fact, Walgreens has been known to double charge your debit or credit cards...which can be a HUGE problem, even though they fix it quickly
#3
Posted 12 January 2005 - 01:15 PM
you are not being nitpicky. but you can always dispute charges made to your account when you check the statement online or when it is mailed to you.
#4
Posted 12 January 2005 - 01:15 PM
Yikes!
It was a Walgreens in Rockford, Illinois, too....
It was a Walgreens in Rockford, Illinois, too....
#5
Posted 12 January 2005 - 01:17 PM
Many retailers now do the same thing.
Since possession of the credit card is all that's required as far as ID goes, I don't really see the problem. I find it convienent.
Since possession of the credit card is all that's required as far as ID goes, I don't really see the problem. I find it convienent.
Edited by JerseyBaby, 12 January 2005 - 01:34 PM.
#6
Posted 12 January 2005 - 01:19 PM
This is nothing new. For the past several months, none of the gas stations I go to have been requiring me to sign a receipt. Also the Chinese take-out place I go to often doesn't have me sign either. Maybe it's because they know me there? 
I have a Walgreen's by me and they have been not having customers sign a receipt for a long time.
I have a Walgreen's by me and they have been not having customers sign a receipt for a long time.
#7
Posted 12 January 2005 - 01:22 PM
I understand, so for the sake of convenience we open ourselves up to potential identity theft....
#8
Posted 12 January 2005 - 01:25 PM
I think these businesses may change their mind once they start to lose chargebacks from the cc companies. I guess you could always do a chargeback.
Edited by james1, 12 January 2005 - 01:26 PM.
#9
Posted 12 January 2005 - 01:27 PM
I find it easy as well. Just swip the card and go. Now, I have never been a victim of ID or CC theft (knock on wood) so my guard is probably not as up as others but my BF had charges on his CC last year that were fraud but it wasnt because someone had his actual card, they guy working at the place he last used it grabbed the # and did some on line shopping with it. The way I see it, people dont need your physical card anymore to do some fraud on it so them asking for your ID may help in reducing CC theft, IMO it's mostly done on line where no one can ask for your ID.
#10
Posted 12 January 2005 - 01:28 PM
I have "PLEASE ASK FOR ID" written on all my cards where my signature is supposed to be. In 2.5 years, I've been asked a total of three times for my ID. Sad.
#11
Posted 12 January 2005 - 01:29 PM
See, if you have that on your CC then they should ask, out of respect. That would annoy me, I have all my cards signed.I have "PLEASE ASK FOR ID" written on all my cards where my signature is supposed to be. In 2.5 years, I've been asked a total of three times for my ID. Sad.
#12
Posted 12 January 2005 - 01:34 PM
Online ANYTHING can happen, my only concern is with businesses that seem not to care about card security.
I do care about card security.
Recently, at a Hollywood video store, an attendant grabbed my wallet out of my hand over the counter to see my Visa card. Needless to say, that is the last time that ex-employee will do that.
My point is, do we compromise our identities and security for convenience?
From the reactions on this board, I think the answer is mostly 'yes.'
Anyways, glad to exercise my freedom to mouth off, LOL
Have a great day, everyone!
I do care about card security.
Recently, at a Hollywood video store, an attendant grabbed my wallet out of my hand over the counter to see my Visa card. Needless to say, that is the last time that ex-employee will do that.
My point is, do we compromise our identities and security for convenience?
From the reactions on this board, I think the answer is mostly 'yes.'
Anyways, glad to exercise my freedom to mouth off, LOL
Have a great day, everyone!
#13
Posted 12 January 2005 - 01:37 PM
It's a violation of the credit card agreements to ask for supplemental ID at the time of transaction. The card itself is all the ID required and allowed.I have "PLEASE ASK FOR ID" written on all my cards where my signature is supposed to be. In 2.5 years, I've been asked a total of three times for my ID. Sad.
You yourself are in violation of your agreement with the card company by not signing the card.
This topic has been oft discussed on these boards.
Edited by JerseyBaby, 12 January 2005 - 01:47 PM.
#14
pryan67
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Mikey, the Life cereal kid
Posted 12 January 2005 - 01:39 PM
Many retailers now do the same thing.
Since possession of the credit card is all that's required as far as ID goes, I don't really see the problem. I find it convienent.
Good point...
say...can I see your purse for a few minutes?
#15
Posted 12 January 2005 - 01:39 PM
Fast food places don't require signatures either.(that's scary)
#16
Posted 12 January 2005 - 01:40 PM
This is nothing new. For the past several months, none of the gas stations I go to have been requiring me to sign a receipt...
If you pay at the pump, you don't sign anything either. Although some bigger cities are requiring a billing zipcode. Some states let you to pump your own gas, unlike New Jersey. Why is that?
Edited by Adam, 12 January 2005 - 01:41 PM.
#17
Posted 12 January 2005 - 01:42 PM
According to my Bank, where my Visa is from, they prefer that folks ask for IDs with the card, maybe yours is different...
Just an observation.
Just an observation.
#18
Posted 12 January 2005 - 01:42 PM
How many cashiers and waitresses know the policy set out in CC agreements? I would rather have to explain to my CC issuer as to why I didn't sign the card than have to worry about a lost card. I've never seen the policy you mention in my CC agreements, either, but I'll check again. Of course, since nobody asks for my ID, it's really a moot point anyway, and I might as well sign my cards since nobody looks anyway. I could sign my receipts with "Batman" or "Max Powers" and I bet no one would notice.It's a violatuion of the credit card agreements to ask for supplemental ID at the time of transaction. The card itself is all the ID required and allowed.I have "PLEASE ASK FOR ID" written on all my cards where my signature is supposed to be. In 2.5 years, I've been asked a total of three times for my ID. Sad.
You yourself are in violation of your agreement with the card company by not signing the card.
This topic has been oft discussed on these boards.
Edited by Dwayne, 12 January 2005 - 01:43 PM.
#19
Posted 12 January 2005 - 01:46 PM
I think signing "Mr. Snark, Esquire" would be a bit much
#20
Posted 12 January 2005 - 01:48 PM
sign it "This card was stolen"
#21
Posted 12 January 2005 - 01:48 PM
ID was maybe important 20 years ago with mechanically imprinted CC receipts that the CC co got three weeks later. Today I get mad at grocers asking for ID on my $2. purchase that has already been authorized before they even ask.
#22
Posted 12 January 2005 - 01:49 PM
Maybe I'll start signing mine "Quit Screwing Me". 
#23
Posted 12 January 2005 - 01:49 PM
#24
Posted 12 January 2005 - 01:52 PM
Hilarious site about signing receipts. Might be fake, but you never know.
The Credit Card Prank.
http://www.zug.com/pranks/credit/
Egyptian hieroglyphics
Please Check ID
I Stole This Card
The Credit Card Prank.
http://www.zug.com/pranks/credit/
Egyptian hieroglyphics
Please Check ID
I Stole This Card
#25
Posted 12 January 2005 - 01:53 PM
I think you are putting yourself at risk by not signing your card. I think your signature is part of the requirements to avoid being charged for fraudulent purchases, along with such as reporting a lost card within 24-48 hours of your discovery ect.
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