Status on loans

[ewallace]

I posted before but I think I confused everyone and made it too complicated.

 

4 Loans all defualted then 2 rehabbed and then two consolidated then all 4 consolidated into one. Got letters from Sallie Mae and Texas Guaranteed Student Loan that say they are going to make the following changes.

 

TGSL- Accounts will be marked as "Paid in full by Consolidation"

Sallie Mae- Accounts will show "Transfered to another lender"

 

Sallie Mae is also sticking me on the TGSL ones because they were the servicer for them and are marking those as Paid in full through approved consolidation.

 

Anyway, I look at my reports and they have just removed the balances and leave the status at "120+ days or four months past due"

 

I call them and they say at the time they defaulted they were at that status and they aren't going to change that. I said but the status is the CURRENT status of the account and they said the balance has been changed and that is what matters.

 

I call experian and the guy says YES the status is for the current block and that was wrong of them. He then tells me to hold so he can check with a supervisor on something. He comes back on the phone and starts to back track on what he just said like he was in trouble.

 

I need these off my credit reports because they are one of the last things on my reports and are tanking my scores... what do I do next?

 

HELP PLEASE,