Used car financing-Which bank and what do I neeD?

[enjcredit]

Hello everyone.

 

I am interested in purchasing a used car and it will be my first time doing financing a used car with a bank. I dont know exactly what they ask for, look for, and if they require a down payment.

 

I am also looking into using a credt union or bank that only pulls my equifax or transunion credit reports since experian still shows my hard inquiries and is much lower in score. I am a member at GTE FCU, and Visions. Does anyone know if they pull equifax or all 3?

 

Does anyone know or have any suggestions of great banks with great rates for used auto loans and that pull only equifax or transunions?

 

I would appreciate the assistance.

 

Thank you very much.

[MarvBear]

Go in person to GTE FCU.

[enjcredit]

Well I would like to know before hand if they pull my transunion or equifax. Anyone have suggestions?

[MarvBear]

_{I can guarantee they will not pull Transunion. They are extremely lenient on the indirect side.}

[hrguy]

GTE uses EQ only

[enjcredit]

Well I am comparing around and I am considering GTE. Does any one have other suggestions for lenders that pull only transunion or equifax?

 

Thank you very much.

[hrguy]

Are you in FL?

Edited May 29, 2013 by hrguy