App for Marv

[dpw3868]

Credit Application:

Your Age? 29


Your Equifax Credit Score? 659

Your Experian Credit Score? Don’t know

Your TransUnion Credit Score? 659

How many years have you been on file with Equifax? 10

How many years have you been on file with Experian? 10

How many years have you been on file with TransUnion? 10


YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY


Do you have an open auto loan? NO

Will this open auto loan be a trade-in? No

How many late pays within the last 12 months on the currently open loan? 0


How many late pays within the last 13-24 months on the currently open loan? 0


Your current open auto loan is financed with? n/a


Your current open auto loan payment is? n/a


Estimated amount you may be upside down in this vehicle? 0


Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) n/a



YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 3


Total percentage utilized overall? 20%


How many of your revolving accounts are store cards? 0


How many of your revolving accounts are major credit cards? (i.e. Amex, MC,Visa) 3


How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0



YOUR PERSONAL INFORMATION

How long at your current residence? 1 yr 9 mo.


Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent


Your Monthly Rent or Mortgage payment? $500/month


How long have you held your current job? 2


Your total provable monthly gross income is? $4583


Your provable monthly gross income is provable via what method? paycheck stub


Is there additional monthly income? What amount monthly? No


Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.



YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $1k


Does any credit repository contain any Public Record? 0

If yes, please very briefly describe.


Does any credit repository contain any Collection Account(s)? Yes

If yes, please very briefly describe.

1 Collection from College Tuition $3799 over 4 years old

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10


New or Used vehicle you are considering: Please very briefly describe.


New 2013 Town and Country Touring-L Current Incentives of 2750$ have Friend and Family Discount and $5000 trade in

Also i just payd off a charge off. Score Simulator at Myfico suggests my score in range of 700-740 may take a few weeks to be reported.

Thanks

 

[dpw3868]

Credit Application:

Your Age? 29


Your Equifax Credit Score? 659

Your Experian Credit Score? Don’t know

Your TransUnion Credit Score? 659

How many years have you been on file with Equifax? 10

How many years have you been on file with Experian? 10

How many years have you been on file with TransUnion? 10


YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY


Do you have an open auto loan? NO

Will this open auto loan be a trade-in? No

How many late pays within the last 12 months on the currently open loan? 0


How many late pays within the last 13-24 months on the currently open loan? 0


Your current open auto loan is financed with? n/a


Your current open auto loan payment is? n/a


Estimated amount you may be upside down in this vehicle? 0


Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) n/a



YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 3


Total percentage utilized overall? 20%


How many of your revolving accounts are store cards? 0


How many of your revolving accounts are major credit cards? (i.e. Amex, MC,Visa) 3


How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0



YOUR PERSONAL INFORMATION

How long at your current residence? 1 yr 9 mo.


Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent


Your Monthly Rent or Mortgage payment? $500/month


How long have you held your current job? 2


Your total provable monthly gross income is? $4583


Your provable monthly gross income is provable via what method? paycheck stub


Is there additional monthly income? What amount monthly? No


Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.



YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $1k


Does any credit repository contain any Public Record? 0

If yes, please very briefly describe.


Does any credit repository contain any Collection Account(s)? Yes

If yes, please very briefly describe.

1 Collection from College Tuition $3799 over 4 years old

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10


New or Used vehicle you are considering: Please very briefly describe.


New 2013 Town and Country Touring-L Current Incentives of 2750$ have Friend and Family Discount and $5000 trade in

 

[MarvBear]

 

For the sake of argument, you can post whatever scores you feel most comfortable posting, or the scores to which you have access. But you must post all three scores for consideration. I will interpret all posted scores in this forum as if they were an Auto Enhanced FICO Version.

 

 

 

[dpw3868]

Your Equifax Credit Score? 659

Your Experian Credit Score? 661

Your TransUnion Credit Score? 659

[MarvBear]

Would tend to predict an approval.