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The last post in this topic was posted 4766 days ago. 

 

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So my one and only baddie came back verified yesterday even after all the documentation they are wrong and CFPB keeps letting them report erroneous data.

 

However, this update, while not changing any of the bad data... added good months for about a year and a half. IE derog months of Feb 2011 and Mar 2011 are still there but now good months report all the way up until April 2013. Still shows charge off/closed and only shows that it was updated. The original closed date they had and last payment (while wrong) are still the same.

 

My equifax score (on their site) went from 684 -> 724. Is that a FAKO or a real number with them? I know other sites are FAKOs but I was curious about this and if those good months actually do help at all?


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