App-ed for AMEX BCP - 3 HPs!!!

[ariadne]

Yes, they pulled ALL THREE. And for that I got the dreaded 14 day message. That was last night. Checked the status page again and it says "In Progress".

 

If I'm denied, can I recon? Has anyone successfully gotten them to recon?

[fixit502]

I've not applied with them, just wanted to say good luck. I'm thinking of doing that next year, have a bit more cleaning and gardening to do.

[Allisson0605]

Try it, it worked for me in 2011.

Fax inew info to the fax number they give you , I think it was attn Media.

[ariadne]

Allisson, what new info did you send them? Did they ask for something?

[Allisson0605]

100 th post yay .

 

Not much of a poster , lurked for three years.

 

Once I had something to contribute , I started.

 

But seriously try them it works, maybe you won't need to.

 

If , Approved.

[Allisson0605]

No.

It was denied, I sent them my FAKO three bureau printout of my report, W2 Check stubs, and a please let me become a member letter.

 

At the time I had 4 tax liens on my report,(only Experian ) so I wanted them to see ( theoretically ) that the liens were gone, just not on Experian, so by sending the tri merge, I was hopefull.

 

I received a call a month later that my card was approved.

It was Zinc, right away I applied for the gold and was approved also.

[Allisson0605]

Did not know any better and started buying large ticket items for my company .

After a month

 

FR.

[Allisson0605]

I am not sure frankly what caused the Fr, I assume it was the spending !!

[BobWang]

I am not sure frankly what caused the Fr, I assume it was the spending !!

 

Sounds like a story for:

 

http://creditboards.com/forums/index.php?showtopic=462984

 

or the Sticky.

[Allisson0605]

Good morning Sir Bob.

[Allisson0605]

Still in shock, received card replacement email this morning.

 

Thanks for the nudge..and knowledge of course.

[BobWang]

[Allisson0605]

Sir BOB! IT HAPPENED ! D 2000 .

 

On website.

 

YOU AND CB AND WHOEVER CONTRIBUTES HERE ,

 

THANK YOU.

[Benji]

I was denied last month, but that was due to me having Exp frozen and unwilling to give them my pin. My guinea pig experiment of trying to get them to pull a different bureau failed.

[Omnipotent]

Did not know any better and started buying large ticket items for my company .

After a month

 

FR.

 

How big were these big ticket items?

[Allisson0605]

Not that big, maybe 700 or 800 a pop.

 

It was restaurant depot.

 

In retrospect, I had no Idea they frown on business expenses on personal charge cards.

 

Didn't know. Learned at UCB.

[Art_Vandelay]

Allison, Did you pass the AMEX FR? What all did they want. did you have to give them permission for your Tax Returns at the IRS?

[Allisson0605]

Yes , passed FR.

Yes just permission to get transcripts from Feds.

[ariadne]

Yes , passed FR.

Yes just permission to get transcripts from Feds.

 

Wow, your ENTIRE IRS tax transcript or just 2012?

[ariadne]

BTW: My application status STILL says "In Progress". Guess that's better than declined...but I hate the waiting. I assume they are doing a manual review.

[Allisson0605]

It was 10 and 11 I believe

[prosumer]

You should be able to call the application status number to see if something's up?

Edited May 19, 2013 by prosumer