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I have started to receive both letters and phone calls from Acqura Loan Services regarding a mortgage for a property that was surrendered during Chapter 7 bankruptcy in 2008. I have explained the situation and have asked them to stop calling, but I continue to receive loan statements and phone calls. Oddly, the statements contain the following message:

 

"If you are in active bankruptcy or received a discharge which included this debt, this communication is not intended to be & does not constitute an attempt to reaffirm or to collect a debt against you personally & is for informational purposes only."

 

Does the above message exempt them from collection rules? Am I entitled to sue them under the FDCPA? I would like to sue and collect damages, if possible, or at least have communications stop.

 

Thanks


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