Experian previously investigated

[Auto_Body_Chick]

I disputed some TL on Experian more than a year ago and they were "verified".

 

This time I chose totally new reasons to dispute the TL or question them, but I immediately received the "previously investigated" letter.

 

This go around I disputed every negative trade line for a variety of different reasons. I made sure to pick a different portion of the TL to dispute - I didn't duplicate anything from last time. Some of the TL on this dispute had never even been disputed before. The letter that I received references the previously disputed TL's as "previously investigated" but what about the new ones? They just decided not to investigate those at all, or could they still be working on those? If they're working on them why not just wait and send one letter at the end?

 

Some of them are reporting correctly, I'm just trying to get them deleted, but some are seriously inaccurate. Do I go to the OC now?

 

TIA!

 

 

[Leykis101grad]

Got two letters from EX. First one said we have previously investigated three of your four TL's. So I went thru the backdoor and sure enough TL #4 was under investigation. After a few days they updated it. Didn't get much traction on these disputes for my GF. Tommy

[NEWSTARTIN2013]

Try calling and disputing, my nephew does that after they send him the previously disputed letters, he always gets a nice foreigner to redispute and delete. He likes me to be on the 3 way when he does it, its funny as heck but it works for him everytime.

[HERE WE GO !!!]

WOW !! I always thought you had a slimmer chance to delete by calling.

 

I am still waiting on Experian to delete old addresses. From what I have seen and heard that is a battle to get that accomplished.

 

Transunion and Equifax both deleted my old addresses with no problem.

 

I think when I am ready to dispute with Experian I will call.

[hrguy]

WOW !! I always thought you had a slimmer chance to delete by calling.

 

I am still waiting on Experian to delete old addresses. From what I have seen and heard that is a battle to get that accomplished.

 

Transunion and Equifax both deleted my old addresses with no problem.

 

I think when I am ready to dispute with Experian I will call.

Calling is what got my previous addresses tied to tradelines deleted with Ex

[NEWSTARTIN2013]

Guess my nephew is not the only one, me myself never tried it but he does it all the time, he managed to get 16 Inquires deleted from a simple phone call it is the funniest thing, he even requested a specefic person, I was floored I dind know you could do that either.

[HERE WE GO !!!]

What did you guys say when you called Experian to get the collections deleted ?

[NEWSTARTIN2013]

Call and tell them you want to dispute an account on your credit report, if you get someone that says previously disputed, hang up wait 10 minutes and call back. My nephew is persistant and he talks alot, he always manages to get to the right person.

[somekindofhappiness]

I have heard of people on this board having success with this same problem by prominently stating that they have "New Information," regarding the account in question. Perhaps you can even get some kind of documentation from the OC or CA to use as your "new documentation.'" Even if it doesn't really add anything to the nature of the dispute, at least it can get EX to investigate again, giving you another shot at deletion.

 

Here's a link to a good thread on the topic.

http://creditboards.com/forums/index.php?s

[hrguy]

I have heard of people on this board having success with this same problem by prominently stating that they have "New Information," regarding the account in question. Perhaps you can even get some kind of documentation from the OC or CA to use as your "new documentation.'" Even if it doesn't really add anything to the nature of the dispute, at least it can get EX to investigate again, giving you another shot at deletion.

 

Here's a link to a good thread on the topic.

http://creditboards.com/forums/index.php?s

that's a link to the main forum

[somekindofhappiness]

Hope this time I have the right link.

 

http://creditboards.com/forums/index.php?showtopic=338140