App for Marv

[Startingover22]

Credit Application:


Your Age? 36


Your Equifax Credit Score? 665

Your Experian Credit Score? ?

Your TransUnion Credit Score? 661

How many years have you been on file with Equifax? 8

How many years have you been on file with Experian? Do Not Know

How many years have you been on file with TransUnion? 10

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY


Do you have an open auto loan? Yes

Will this open auto loan be a trade-in? Yes

How many late pays within the last 12 months on the currently open loan? 3

How many late pays within the last 13-24 months on the currently open loan? 0

Your current open auto loan is financed with? Santander

Your current open auto loan payment is? $350

Estimated amount you may be upside down in this vehicle? $0. The loan will be payed off this month.

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 7


YOUR REVOLVING CREDIT HISTORY


Total number of revolving account(s) you have? 1

Total percentage utilized overall? 10%

How many of your revolving accounts are store cards? 0

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 1

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

YOUR PERSONAL INFORMATION


How long at your current residence? 6 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent

Your Monthly Rent or Mortgage payment? 500

How long have you held your current job? 6.0

Your total provable monthly gross income is? $4500

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) computerized paycheck stub

Is there additional monthly income? What amount monthly? No

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $3000

Does any credit repository contain any Public Record? Yes

If yes, please very briefly describe.

2007 - $2k unpaid judgement from Capital One - not TU report, but shows on EQ and EX reports - due to drop off on April 2014

Does any credit repository contain any Collection Account(s)? No

If yes, please very briefly describe. N/A


Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 7

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10


New or Used vehicle you are considering: Please very briefly describe.

 

Used 2011 - Acura TSX $25K

[MarvBear]

Woud consider with access to the Experian file.

[Startingover22]

I just pulled my score from Experiandirect.com...figured I need to know it anyway before I start shopping for a vehicle. My score is 695.

 

Thanks in advance for your help.

[MarvBear]

approved