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The last post in this topic was posted 4765 days ago. 

 

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Posted

Since I cleaned up my transunion credit report I decide to apply for a Walmart Card, got an instant approval for a 400cli its not much but for someone like me who have had horrible credit forever, it is a great start.


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Posted

Congrats!!!!

 

Now you can update the monthly wally thread and flaunt your climbing scores.

 

I apped WM when I cleared Tu, as well, I started with 150- now 8 months later its at 2100.

 

They grow.

Posted

Since I cleaned up my transunion credit report I decide to apply for a Walmart Card, got an instant approval for a 400cli its not much but for someone like me who have had horrible credit forever, it is a great start.

Could I ask what your Fico score was on TU when you were approved?

Posted

Thanks everyone,its a great feeling.

 

@Shyone44 my credit was pulled by my Lender about a month ago when I still had 4 collections and I was in the low 600's. My fako on CK is 665 and my Vantage is691. So honestly I have no idea what my fico is since they deleted the last 4 collections. What I do know is my score is alot better now then when I started 3 months ago and that was at a 501 uuggg....

Posted

I definitely plan on managing my account well, I dont really shop at Walmart that often so it should not be a problem, I mainly applied for the card for the positive tradeline and the free Fico. Thanks everyone.....

Posted

Since I cleaned up my transunion credit report I decide to apply for a Walmart Card, got an instant approval for a 400cli its not much but for someone like me who have had horrible credit forever, it is a great start.

Could I ask what your Fico score was on TU when you were approved?

For reference my TU fico was 600 when I was approved a month ago.

 

 

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Posted

@Ultra2007,I cant wait to find out what my score is, are you signed up with CK? If so whats your Fako on there?

 

For those who already have there Walmart Card, do they reportto the Bureaus pretty quick?

Posted

@Ultra2007,I cant wait to find out what my score is, are you signed up with CK? If so whats your Fako on there?

For those who already have there Walmart Card, do they reportto the Bureaus pretty quick?

CK is 614. It started reporting within a day.

 

 

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Posted

Pulled my report this morning (MPM) Walmart is reporting on Experian, and Equifax but not Transuion as of yet, how weird is that? I would have though Transuion would have been the first to report since they only pull that Bureau. Nevertheless, I am so very happy to see another positive tradeline added to my report. I cant wait to get the card, although I dont shop at Walmart that often, my 9year old daughter has already put her bid in for some smell good markers :swoon:

Posted

Congratulations on your new Walmart Card. I am going to apply soon myself for a WM card.

 

Just wish I knew what CRA they are going to pull. When I put Walmart in under creditpulls and the state I live in, it shows they can pull from any of the CRA'S.

 

Good luck with you new card and credit rebuilding

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