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Posted (edited)

Credit Application:

Your Age?
31

Your Equifax Credit Score? 653
Your Experian Credit Score? 669
Your TransUnion Credit Score? 630
How many years have you been on file with Equifax? 12
How many years have you been on file with Experian? 12
How many years have you been on file with TransUnion? 12

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? Yes.
Will this open auto loan be a trade-in? Yes
How many late pays within the last 12 months on the currently open loan? 0
How many late pays within the last 13-24 months on the currently open loan? 0
Your current open auto loan is financed with? First Investors
Your current open auto loan payment is? 288
Estimated amount you may be upside down in this vehicle? 2300
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10


YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 2
Total percentage utilized overall? 27%
How many of your revolving accounts are store cards? 2
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 0
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

YOUR PERSONAL INFORMATION

How long at your current residence? 1.5 years
Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent
Your Monthly Rent or Mortgage payment? 1,000
How long have you held your current job? 2.5
Your total provable monthly gross income is? $3600
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) computerized paycheck stub
Is there additional monthly income? What amount monthly? Commission, could be 0 up to $5000
Describe the source. Commission
Is the additional monthly income provable?
Spousal income is not applicable.

YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $2000, maybe more depending on when we purchase
Does any credit repository contain any Public Record? Yes
If yes, please very briefly describe.
BK7 Discharged in December of 2010
Does any credit repository contain any Collection Account(s)? No.
If yes, please very briefly describe. N/A

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 8

New or Used vehicle you are considering: Please very briefly describe.

Used 2011 Honda Pilot EX-L Asking $24,985

Edited by KerriBNC

The last post in this topic was posted 4797 days ago. 

 

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