App for Marv

[creditpump]

Your Age? 35


Your Equifax Credit Score? 700 - myfico

Your Experian Credit Score? 776 FAKO - credit sesame

Your TransUnion Credit Score? 677 - FAKO Credit Karma


How many years have you been on file with Equifax? 16

How many years have you been on file with Experian? 16

How many years have you been on file with TransUnion? 16

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY


Do you have an open auto loan? no

Will this open auto loan be a trade-in? no

How many late pays within the last 12 months on the currently open loan? n/a

How many late pays within the last 13-24 months on the currently open loan? n/a

Your current open auto loan is financed with? n/a

Your current open auto loan payment is? n/a

Estimated amount you may be upside down in this vehicle? n/a

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) n/a


YOUR REVOLVING CREDIT HISTORY


Total number of revolving account(s) you have? 3 active
Total percentage utilized overall? 11 %

How many of your revolving accounts are store cards? 0

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 2

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 1

YOUR PERSONAL INFORMATION


How long at your current residence? 7yrs

Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent

Your Monthly Rent or Mortgage payment? $1150

How long have you held your current job? 10 years - self employed

Your total provable monthly gross income is? $4400

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Tax Return

Is there additional monthly income? What amount monthly? n/a

Describe the source. n/a

Is the additional monthly income provable? n/a
Spousal income is not applicable.

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.)

Does any credit repository contain any Public Record? Yes

If yes, please very briefly describe.
Satisfied judgement from 2006 due to fall off in september

Does any credit repository contain any Collection Account(s)? No
If yes, please very briefly describe.


Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 9

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 9

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10


New or Used vehicle you are considering: Please very briefly describe

New 2013 Honda Pilot EXL - 36 month Lease - got quote from dealer of $389 month with 0 down but they haven't run my credit yet

 

[MarvBear]

Is there any previous automotive credit history on file?, if so, please describe.

[creditpump]

Past auto loan has aged off credit report..

[creditpump]

Would it help to do a joint app with my wife? She has auto loan open that will be paid off next month with perfect history. She hasnt worked since son was born in 2010 so I have been the one paying on it

[MarvBear]

Put her on there. Bingo...........

 

APPROVED.

[creditpump]

Thanks! Going to dealer Saturday - wish us luck

[MarvBear]

good luck

[creditpump]

Got approved through Honda Financial for our lease. They pulled EX which is my lowest score 691 but was instantly approved, no questions asked!! Papers are signed & pick up car on Tuesday. Thanks for your help Marv!!

[MarvBear]

congrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrats!!!!!!!!!!!!!!!!!!!!!