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Loan Mod after Bankruptcy

RW3

By RW3
in Foreclosures/Loan Modifications

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The last post in this topic was posted 4797 days ago. 

 

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RW3

RW3

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I modified my primary mortgage after it was discharged in bankruptcy. Does that qualify as a reaffirmation? I've gotten conflicting answers. I am in Connecticut

  • 2 weeks later...

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I don't think so. A reaffirmation has to be done before the BK is closed. A modification should be just that: a modification of the OLD loan, which was discharged in BK. Is the modified loan reporting on your CR? I am working on a modification of a discharged mortgage too. I need to be VERY careful, because I am also getting them same info that you have - that somehow it gets "reaffirmed". Bull crap. I'm not doing it then.

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