Help with HIPPA Process??

[Bjones310]

Hello!

 

I have been reading on here for a few months and have started to make some progress on my credit report. One item I wasn’t sure about so I sent a DV letter and it
came back that it was an unpaid medical debt from 9/2011. I checked my healthcare account and it showed as paid in full. I used the number on the bill that the
CA sent me for validation and called the OC to discuss what I thought was a paid bill.

Long story short, the OC stated they didn’t have my insurance info so they couldn’t bill for the doctor services (even though they billed for the facilities). My insurance company agreed to pay the old bill and it has been ‘processed’ by my insurance company as of 3/5/13.

 

My question is where do I go from here? Do I send the “FORM LETTER TO ORIGINAL HEALTH CARE PROVIDER”? Do I contact the CRA first? Please help!

 

Thanks in advance!!

[Why Chat]

You need to get this properly disputed off your reports, otherwise when the payment comes through it will report as a "paid" collection, which is worse than an unpaid one as while it is still a derogatory--it is 2 years newer.

 

Follow all these steps:

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

You will be using the HIPAA letter program and sending the initial dispute letter to the CRAs

 

Come back to this post for additional assistance.

[Bjones310]

Thanks for your quick reply! I was lost as to how to proceed. I will send off those letters to the CRA ASAP!