Capital One Auto Repo/Chargeoff Exec Office update

[GoGoMF]

Last month we negotiated to pay the $567 that was charged off in 2011 in order to have the account updated to PIF. Someone from the Executive Office put in writing that upon clearance of our payment it would be updated to CRAs as "Paid in Full". The end of the month came and the updates went out but the account was updated to "Paid Charge Off" instead. I called/emailed back and complained and was told nothing could be done, even though they had sent me that in writing. I contacted an attorney and was told that I was in the right, CapOne had violated a written agreement and passed that information along to her via email.

She called today to let me know that instead of updating the tradeline she'd be requesting its removal entirely from our reports. This means that the 20+ lates, the repo and the chargeoff status will VANISH. I couldn't be happier with the solution - money VERY well spent in my opinion! Yay for me!

[hrguy]

[MarvBear]

congrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrats!!!!!!!!!!!!!!!!!!!!!!!!!!

[GoGoMF]

Thanks!

[clumsycajun]

Congrats! Did you email or send a letter? I desperately need some lates removed.