Resending Hippa

[Krs1802]

In 2009 I ended up in the hospial and the bill was sent to collections. Over the next year or so I paid this bill completely off. The collection agency is currently listed in my credit report with a balance of zero.

 

In 2010 I went through the HIPPA process but the item was never removed from my record. Is it worth trying to do HIPPA again or will I be wasting my time?

[southerntea]

How did they respond, or did they respond at all?

[Why Chat]

What exactly do you mean

 

In 2010 I went through the HIPPA process but the item was never removed from my record

 

Did you pay the CA ?? or the OC?? Is the account reporting as paid?? Is it being reported by the SAME CA

 

Try again, this time follow ALL the steps

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

http://www.whychat.5u.com/GUIDE%20HIPAA%20PROGRAM.html

[Krs1802]

How did they respond, or did they respond at all?

The collection agency confirmed the account was in collections and had a $0 balance. I didnt receive anything directly from the CA.

 

 

What exactly do you mean

 

In 2010 I went through the HIPPA process but the item was never removed from my record

Did you pay the CA ?? or the OC?? Is the account reporting as paid?? Is it being reported by the SAME CA

 

Try again, this time follow ALL the steps

 

http://www.whychat.5u.com/GUIDEBOOK.html

 

http://www.whychat.5u.com/GUIDE HIPAA PROGRAM.html

I paid the CA and not the OC. The collection agency is listed in my credit report and the balance is reported as $0.

 

I went ahead and opted out as instructed. I pulled my credit reports from Annualcreditreport.com and prepared the letters to remove my old addresses. If I'm reading this right, the next step is to hand write the HIPPA letter.

[Krs1802]

3/3. Opted out

3/6. Mailed letters asking to remove invalid addresses.

 

Next step is to handwrite HIPPA letters and get them in the mail.

[Why Chat]

You need to wait to mail the HIPAA dispute letters until the addresses are deleted.

[Krs1802]

3/3. Opted out

3/6. Mailed letters asking to remove invalid addresses.

3/13. Back doors are showing old addresses have been deleated.

3/15. Mailed out initial HIPPA letters.

[Krs1802]

3/3. Opted out

3/6. Mailed letters asking to remove invalid addresses.

3/13. Back doors are showing old addresses have been deleated.

3/15. Mailed out initial HIPPA letters

3/17. Certifed letters signed for by the CRAs.

[Why Chat]

??

3/17. Certifed letters signed for by the CRAs.

 

If you sent them certified only, as per the instructions, there would NOT have been anything for them to sign for, and if you sent them with a return receipt requested AGAINST the advice in the instructions, your dispute will be routed to their department that handles NON CONSUMER disputes such as letters from lawyers and CROs

[Krs1802]

??

3/17. Certifed letters signed for by the CRAs.

If you sent them certified only, as per the instructions, there would NOT have been anything for them to sign for, and if you sent them with a return receipt requested AGAINST the advice in the instructions, your dispute will be routed to their department that handles NON CONSUMER disputes such as letters from lawyers and CROs

Looks like I misread the instructions. I thought it said to send it certified mail with RR. Should I resend it or do I wait for their response?

[JPerry115]

I started an online dispute with Trans last week for 2 medial collections, which I did make 1 payment to a couple years ago. Should I cancel the online dispute and send disputes through certified mail? The medical collections are reporting on all 3 bureaus though.

[Why Chat]

 

??

3/17. Certifed letters signed for by the CRAs.

If you sent them certified only, as per the instructions, there would NOT have been anything for them to sign for, and if you sent them with a return receipt requested AGAINST the advice in the instructions, your dispute will be routed to their department that handles NON CONSUMER disputes such as letters from lawyers and CROs

Looks like I misread the instructions. I thought it said to send it certified mail with RR. Should I resend it or do I wait for their response?

Wait for the response.

[Why Chat]

I started an online dispute with Trans last week for 2 medial collections, which I did make 1 payment to a couple years ago. Should I cancel the online dispute and send disputes through certified mail? The medical collections are reporting on all 3 bureaus though.

Please start your own thread, everyone's situation is different.

[JPerry115]

This was a similar situation and almost the same so I thought to enter a post...

[Krs1802]

3/3. Opted out
3/6. Mailed letters asking to remove invalid addresses.
3/13. Back doors are showing old addresses have been deleted.
3/15. Mailed out initial HIPPA letters
3/17. Certified letters signed for by the CRAs.

 

4/9. Responses for handwritten HIPPA letters:

TU: Account removed from credit report.

EQU: Request I send information in to verify my identity.

EXP: “We have already investigated this information and the credit granto has verified its accuracy. Please refer to the personal credit report you received for the name, phone number, and address of the credit granto who this information. We will not be investigating your dispute again at this time. If you still believe the item is inaccurate, then we can add a statement of continue dispute to your personal credit report”

This account is listed as a medical paid collection with a balance of $0.

[Krs1802]

Whychat,

 

I sent the medical DV letter to the CA. I used the address that is listed on my credit report. Today I checked the status online through USPS and learned that the letter is "Undeliverable as Addressed". I checked the BBB and they have a different address listed then what it on my credit report. Do i need to resend the letter to the correct address or do i need to contact the CRA?

[Why Chat]

Did you send the correct medical DV??

 

http://whychat.5u.com/ltrcavalhipaa.html#PAID

 

If you sent the correct one, then send Exp the follow up dispute with a copy of the medical DV and a print-out of the " Undeliverable as Addressed".

 

http://whychat.5u.com/ltrcavalhipaa.html#DISPUTE

 

Add this:

I have disputed this unknown medical account with the reporting
Collection Agent,( copy enclosed) the address you provided is invalid, (proof enclosed),as per
your instructions in your response of xx/xx/xxxx
to my dispute of xx/xx/xxxx. Since you have provided an invalid address for this Collection Agent, you are in violation of the FCRA and FACTA.