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Zombie Debt - No response from CA

Started by biostockman , Aug 12 2012 06:01 PM

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3 replies to this topic

#1 biostockman

Members
199 posts

Posted 12 August 2012 - 06:01 PM

I had a zombie debt rear it's head last month... I sent them Whychat's Validate/C&D letter. I have not received any response from them. What options, if any, do I have here?

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#2 ICANHASMUNY?

Forum Leads - State Laws

Forum Leads
11,531 posts

Posted 12 August 2012 - 08:18 PM

I had a zombie debt rear it's head last month... I sent them Whychat's Validate/C&D letter. I have not received any response from them. What options, if any, do I have here?

was this in regards to something that you found on your credit reports, and sent a DV ?

or was this in response to a collection letter?

A CA doesn't have to respond to a DV that was recieved within the 30 days response time, but until they do , they have to cease collection attempts.

was this CA trying to collect on behalf of a JDB, or was this from the JDB?

need more information...

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#3 biostockman

Members
199 posts

Posted 12 August 2012 - 08:26 PM

I had a zombie debt rear it's head last month... I sent them Whychat's Validate/C&D letter. I have not received any response from them. What options, if any, do I have here?

was this in regards to something that you found on your credit reports, and sent a DV ?

or was this in response to a collection letter?

A CA doesn't have to respond to a DV that was recieved within the 30 days response time, but until they do , they have to cease collection attempts.

was this CA trying to collect on behalf of a JDB, or was this from the JDB?

need more information...

Thanks for the response!!

No, it wasn't a response to anything on my CR... Just a letter in response to a collection letter.

They have ceased collections completely.

It was a CA collecting on be-half of another company... This is ancient debt, maybe 15 years old or so.