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Zombie Debt - No response from CA


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3 replies to this topic

#1 biostockman

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Posted 12 August 2012 - 06:01 PM

I had a zombie debt rear it's head last month... I sent them Whychat's Validate/C&D letter. I have not received any response from them. What options, if any, do I have here?

#2 ICANHASMUNY?

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Posted 12 August 2012 - 08:18 PM

I had a zombie debt rear it's head last month... I sent them Whychat's Validate/C&D letter. I have not received any response from them. What options, if any, do I have here?



was this in regards to something that you found on your credit reports, and sent a DV ?


or was this in response to a collection letter?


A CA doesn't have to respond to a DV that was recieved within the 30 days response time, but until they do , they have to cease collection attempts.

was this CA trying to collect on behalf of a JDB, or was this from the JDB?



need more information...

#3 biostockman

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Posted 12 August 2012 - 08:26 PM


I had a zombie debt rear it's head last month... I sent them Whychat's Validate/C&D letter. I have not received any response from them. What options, if any, do I have here?



was this in regards to something that you found on your credit reports, and sent a DV ?


or was this in response to a collection letter?


A CA doesn't have to respond to a DV that was recieved within the 30 days response time, but until they do , they have to cease collection attempts.

was this CA trying to collect on behalf of a JDB, or was this from the JDB?



need more information...


Thanks for the response!!

No, it wasn't a response to anything on my CR... Just a letter in response to a collection letter.

They have ceased collections completely.

It was a CA collecting on be-half of another company... This is ancient debt, maybe 15 years old or so.

#4 ICANHASMUNY?

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Posted 12 August 2012 - 09:50 PM

send a foad letter to the JDB. otherwise they can hire another CA.




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