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Debt Validation/Settlement Options


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1 reply to this topic

#1 richallenmck

richallenmck
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Posted 07 August 2012 - 02:53 PM

I have a 3 year old debt with a previous apartment complex that i lived in while attending college out of state in California, and have since moved back to Alaska. I owed them 2 months of rent but was forced to leave early and they added additional fees that were 2-3x the due rent amount and also attached documents about a co-signer that did not apply to the lease that was in effect. The apartment manager turned the debt over to Southern Mgmt Systems and that is who I believe has to validate the debt now.

Can anyone give me advice as to how I go about validating the debt and what is required by SMS/CB's during this process? Which state's laws/statutes apply to the debt, i would assume California's but want to be sure? Also I think I will eventually have to negotiate a pay-for-delete or some reduced amount on the original $3200 they claim I owe. If there is anyone who can give me some pointers on how to do this and what laws/statutes I can reference in this I would greatly appreciate it!

-Rich





#2 stephanie7707

stephanie7707
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Posted 26 October 2012 - 08:29 PM

Have you tried just disputing the debt with the CRA's?

I got 2 apartments debts deleted off my husbands credit report (pretty recent too) just by disputing them.




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