The magical $5000 CL
Posted 05 August 2012 - 07:13 AM
In the past year I've joined multiple CUs and reduced my utilization from 75% to 13%. Added a few GECRB accounts for the potential CLIs. Still not able to remove one CA but decided it was time to start apping for better things because one bad account did not make me a credit leper. Amex Zync approved several weeks ago. That gave me confidence so when I received an email from one of my CUs that all new CC accounts would get 0% for one year on all balance transfers, I decided to app. If approved, I would be able to transfer the last of my debt.
Asked for $5000 (never aimed that high before), approved for $3500, my highest CL to date. The CSR acted like I would reject the offer and decline the card. Umm, have you looked at my credit report? You're offering me my highest CL and getting the last of my high interest debt financed at 0%. Yes, I'll take it.
Posted 05 August 2012 - 10:36 AM
Posted 05 August 2012 - 12:14 PM
Posted 05 August 2012 - 12:17 PM
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