Your Age 32
Your Equifax Credit Score? 680 USAA FAKO/632 Myfico
Your Experian Credit Score? 662 USAA FAKO
Your TransUnion Credit Score? 662 USAA FAKO
How many years have you been on file with Equifax?14
How many years have you been on file with Experian?14
How many years have you been on file with TransUnion?14
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan?No
Will this open auto loan be a trade-in?No
How many late pays within the last 12 months on the currently open loan? NA
How many late pays within the last 13-24 months on the currently open loan?NA
Your current open auto loan is financed with?NA
Your current open auto loan payment is?NA
Estimated amount you may be upside down in this vehicle?
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) On previous auto loan(12k) paid off this year = 10 no lates, always on time
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have?3
Total percentage utilized overall?20%
How many of your revolving accounts are store cards?0
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)3
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)2
YOUR PERSONAL INFORMATION
How long at your current residence?5 years
Do you Rent or have a Mortgage, or Live w/Relative or Other? Live with Relatives
Your Monthly Rent or Mortgage payment?0
How long have you held your current job?7 years
Your total provable monthly gross income is?2500
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Computerized paystub
Is there additional monthly income? What amount monthly?NA
Describe the source.
Is the additional monthly income provable?
Spousal income is not applicable.
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) Preffered 0 but able for 2-3k
Does any credit repository contain any Public Record?Yes
If yes, please very briefly describe.Satisfied Judgment for 1600
Does any credit repository contain any Collection Account(s)?Yes, 3
If yes, please very briefly describe. Defaulted/repaired/satisfactorily paid off student loans
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)5
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)5
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)5
New or Used vehicle you are considering: Please very briefly describe.
Used 2011 Toyota FJ Cruiser 20k miles with most of the offered extras
Other question would be how would this approval(if it would be) help/hurt my score.
Thanks for taking the time to look this over
Edited by JustAnotherGuy, 04 August 2012 - 03:20 PM.