Do inquiries matter?

[548ficoNtexas]

If we have numerous inquiries from the past 2 yrs but scores are good should I join the B* train? Or as long as scores are ok they are irrelevant?

[endthefed]

I'm talking out my Censor here but I don't think they would matter. As long as you have good credit history and good DTI all should be fine.

[Brian B The Loan Professor]

If we have numerous inquiries from the past 2 yrs but scores are good should I join the B* train? Or as long as scores are ok they are irrelevant?

You will be asked to draft a letter and explain all inquiries in the last 12 months - the real concern is that new credit is out there and not yet reporting....

 

B