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Do inquiries matter?


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2 replies to this topic

#1 548ficoNtexas

548ficoNtexas
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Posted 03 August 2012 - 06:30 PM

If we have numerous inquiries from the past 2 yrs but scores are good should I join the B* train? Or as long as scores are ok they are irrelevant?

#2 endthefed

endthefed
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Posted 03 August 2012 - 06:33 PM

I'm talking out my Censor here but I don't think they would matter. As long as you have good credit history and good DTI all should be fine.

#3 Brian B The Loan Professor

Brian B The Loan Professor
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Posted 05 August 2012 - 04:40 PM

If we have numerous inquiries from the past 2 yrs but scores are good should I join the B* train? Or as long as scores are ok they are irrelevant?

You will be asked to draft a letter and explain all inquiries in the last 12 months - the real concern is that new credit is out there and not yet reporting....

B




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