3 replies to this topic

[jgill84]

Marv im posting this for a friend...

Your Age? 42

Your Equifax Credit Score? 695

Your Experian Credit Score? 715

Your TransUnion Credit Score? 704

How many years have you been on file with Equifax? 24

How many years have you been on file with Experian? 24

How many years have you been on file with TransUnion? 24

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY<

Do you have an open auto loan? yes

Will this open auto loan be a trade-in? no

How many late pays within the last 12 months on the currently open loan? 0

How many late pays within the last 13-24 months on the currently open loan? 0

Your current open auto loan is financed with? Car Max Auto Finance

Your current open auto loan payment is? 406

Estimated amount you may be

upside down

in this vehicle? n/a

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 7

Total percentage utilized overall? 34%

How many of your revolving accounts are store cards? 2

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 5

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)2

YOUR PERSONAL INFORMATION

How long at your current residence? 6 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? rent

Your Monthly Rent or Mortgage payment? 600

How long have you held your current job?9 years

Your total provable

monthly

gross income is? 9400.00

Your

provable monthly gross income

is provable via what method? (i.e. computerized paycheck stub, or tax return) pay stub

Is there additional monthly income? What amount monthly?n/a

Describe the source.

Is the additional monthly income provable? n/a

Spousal income is not applicable.

YOUR DOWNPAYMENT

Please tell me your

exact

down payment in cash?

(rebates and trade equity are not considered, please input a dollar value only.) 2k

Does any credit repository contain any

Public Record? yes

If yes, please very briefly describe. ch 13 dismissed 6/06

Does any credit repository contain any Collection Account(s)? no

If yes, please very briefly describe.

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10

New or Used vehicle you are considering: Please very briefly describe. 2012 ram 2500 36k, 2012 gmc sierra 34k

Edited by jgill84, 29 July 2012 - 07:12 PM.

[MarvBear]

Why no trade of the open auto loan?

[jgill84]

he is going to let his son whom is in high school drive that one

[MarvBear]

Approved w/copy of son's DL.