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Two Approvals who to pick


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3 replies to this topic

#1 Fatmancruisng

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Posted 23 July 2012 - 04:28 PM

I have two approvals to replace my wifes ailing car.


Capital One Auto Finance

24K Max
6.55% Interest Rate

USAA Auto Loan

22K Max
6.59% Interest Rate


I am leaning towards the USAA Auto Loan as we have a great relationship with them, including our Car Insurance and other products. But have had no experience with Capital One. I am pleased at their Int Rates as I was expecting higher. Score in the 650s with a 5 year old BK.

Any suggestion.

#2 MarvBear

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Posted 23 July 2012 - 04:28 PM

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#3 spotlessbureau

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Posted 23 July 2012 - 06:06 PM

I would go with Cap One. If you feel your relationship with USAA is that great just call them and tell them you have a better rate elsewhere and ask if it's there best deal. If they say yes go with Cap. No need to put all of your eggs in one basket.

#4 MarvBear

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Posted 23 July 2012 - 06:49 PM

Personally, I would chose the lender with the lower APR.




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