Two Approvals who to pick

[Fatmancruisng]

I have two approvals to replace my wifes ailing car.

 

 

Capital One Auto Finance

 

24K Max

6.55% Interest Rate

 

USAA Auto Loan

 

22K Max

6.59% Interest Rate

 

 

I am leaning towards the USAA Auto Loan as we have a great relationship with them, including our Car Insurance and other products. But have had no experience with Capital One. I am pleased at their Int Rates as I was expecting higher. Score in the 650s with a 5 year old BK.

 

Any suggestion.

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[spotlessbureau]

I would go with Cap One. If you feel your relationship with USAA is that great just call them and tell them you have a better rate elsewhere and ask if it's there best deal. If they say yes go with Cap. No need to put all of your eggs in one basket.

[MarvBear]

Personally, I would chose the lender with the lower APR.