I have two approvals to replace my wifes ailing car.
Capital One Auto Finance
24K Max
6.55% Interest Rate
USAA Auto Loan
22K Max
6.59% Interest Rate
I am leaning towards the USAA Auto Loan as we have a great relationship with them, including our Car Insurance and other products. But have had no experience with Capital One. I am pleased at their Int Rates as I was expecting higher. Score in the 650s with a 5 year old BK.
Any suggestion.
Two Approvals who to pick
Started by
Fatmancruisng
, Jul 23 2012 04:28 PM
3 replies to this topic
#1
Posted 23 July 2012 - 04:28 PM
#2
MarvBear
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Posted 23 July 2012 - 04:28 PM
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#3
Posted 23 July 2012 - 06:06 PM
I would go with Cap One. If you feel your relationship with USAA is that great just call them and tell them you have a better rate elsewhere and ask if it's there best deal. If they say yes go with Cap. No need to put all of your eggs in one basket.
#4
MarvBear
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Posted 23 July 2012 - 06:49 PM
Personally, I would chose the lender with the lower APR.
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