A Special Plea to Those Who Have Recent Experian FICO Scores

[BobWang]

Credit.com provides an Experian FAKO that, like Credit Sesame, seems to be a pretty good FICO approximation for clean reports.

 

Credit.com also provides an estimated FICO & VantageScore.

 

I'd like to collect enough data to say something intelligent about the Credit.com FAKO

 

TIA,

 

Bob

[visorboy1974]

PSECU 726

FAKO 791

Estimated FICO 771

Estimated Vantage 849

CS 797

 

BK7 in 2006

That is all...I think :-P

Edited July 12, 2012 by visorboy1974

[Duck Bills]

June PSECU FICO 683

July PSECU FICO

 

June 26 Credit,com Score 683

[BobWang]

PSECU 726

FAKO 791

Estimated FICO 771

Estimated Vantage 849

CS 797

 

BK7 in 2006

That is all...I think :-P

Except for the ACTUAL Cc FAKO.

[BobWang]

Ah, never mind, I see, FAKO *IS* the Cc FAKO.

[visorboy1974]

Ah, never mind, I see, FAKO *IS* the Cc FAKO.

 

Yes, yes it is!

 

USAA FAKO is 736

[BobWang]

BTW, I'm referring to Credit.com as Cc, instead of C.c

 

The reason is that my spreadsheet has so many columns now, that to fit on one screen horizontally, I have to conserve every character possible.

[BobWang]

Ah, never mind, I see, FAKO *IS* the Cc FAKO.

 

Yes, yes it is!

 

USAA FAKO is 736

Interesting that Cc FAKO seems to be ~10 points lower than CS NES FAKO right now.

[BobWang]

Oh, and if you can include Credit Sesame, that would be great.

 

I already have VB's CS.

[BobWang]

June PSECU FICO 683

July PSECU FICO

 

June 26 Credit,com Score 683

DB, your FAKOs are almost EXACTLY the same as your FICOs.

[BDK]

July PSECU: 699

CS: 725

Cc: 707 estimated FICO: 697 estimated Vantage: 733

C$ and CCMP - STUCK on STUPID forever: 723

[Lummy]

July PSECU: 699

CS: 725

Cc: 707 estimated FICO: 697 estimated Vantage: 733

C$ and CCMP - STUCK on STUPID forever: 723

 

(NOTE BOTTOM POST)

 

USAA

FAKO: EX 709 , TU & EQ 715

 

CC:

FAKO 706

EST. FICO 696

Vantage: 732

 

CS:

FAKO 684

 

CK ( for grins)

FAKO 675

VANTAGE 764

 

Last EQ from FICO.COM 678

EX FICO (YES, FICO) from Amex approval 789

Edited July 12, 2012 by Lummy

[BobWang]

(NOTE BOTTOM POST)

 

[BDK]

(NOTE TOP POST)

 

Interesting...

 

 

CC:

FAKO 706

EST. FICO 696

Vantage: 732

 

 

EX FICO (YES, FICO) from Amex approval 789

 

[Lummy]

(NOTE TOP POST)

 

Interesting...

 

CC:

FAKO 706

EST. FICO 696

Vantage: 732

 

 

EX FICO (YES, FICO) from Amex approval 789

 

 

I thought it was interesting as well. I even started a post here about it. The best guess was that it's some kind of bank enhanced FICO that discounted my 4 year old open med collection for $50. With that CO out of the equation, a 789 would be consistent with what I'd expect

[flray91672]

cc. 665 June 27th

 

experian P N C bank pull july 3rd 660

[NinComPoop]

AMEX provided Experian FICO July 7 - 749

Cc Experian FAKO - 743

Cc Est. FICO - 728

Cc Vantage - 780

[shandrewsca]

PSECU Exp FICO - 669

Credit.com FAKO - 724

[soonerkevin]

PSECU 730

Credit.com 774

[cranston3]

PSECU 768

Credit.com 752

[shadow2k]

PSECU FICO - 795

Credit.com - 839

CreditSesame.com - 760

[jeff1964]

July PSECU FICO 659

 

July Cc FAKO 668

 

USAA/C$ FAKO 730

 

[stimpy45]

PSECU 771

CS 777

CREDIT.COM 750

[ronsetoe]

Myfico.com EQ 687

Estimated FICO credit.com 651

Estimated Vantage credit.com 674

USAA 664 EXP, 664 EQ, 709 TU

EQC 648

myfico.com TU 709

CS 629

CS vantage 674

 

All of my FAKO's are lower than my FICO scores?

[gabbyraja]

Psecu fico 660

Credit.com 638