I normally just check my scores via a service like USAA and track them monthly. Today I decided to look into the reports that USAA gives with the updated scores. In regards to account, I see several that are closed with EX and TU but show open with EQ. These are things like a lease that I had completed back in '07 and a GMAC car loan that was completed in 2003.
Should I do anything about it or just leave them be? Current EQ score is 779.
Thanks much!
Why does EQ consistently show "open" when the other agencies show "closed"
Started by
EC99SS
, Jul 11 2012 10:35 AM
3 replies to this topic
#1
Posted 11 July 2012 - 10:35 AM
#2
Posted 11 July 2012 - 11:08 AM
I have the same thing, we financed some furniture 18 months type deal back in 2001. The account hit zero in 2003, but Equifax says it's open. I don't want to mess with it, as it's the oldest thing on my report and if it's open it will stay my oldest thing. If it is really being counted as an open account I will know next year, if it stays or falls off. I wish it was on my other reports, it adds another 3yrs to my AAOA.
#3
Posted 11 July 2012 - 11:23 AM
I normally just check my scores via a service like USAA and track them monthly. Today I decided to look into the reports that USAA gives with the updated scores. In regards to account, I see several that are closed with EX and TU but show open with EQ. These are things like a lease that I had completed back in '07 and a GMAC car loan that was completed in 2003.
Should I do anything about it or just leave them be? Current EQ score is 779.
Thanks much!
It sounds like a parsing error. In other words, if you pull the report directly from EQ (via backdoor, pay, or otherwise), these accounts are probably listed as closed.
#4
Posted 12 July 2012 - 10:39 AM
I have the same on my reports as well it is annooyyyiinnggg!
But a back door EQ has confirmed that they are marked closed.
But a back door EQ has confirmed that they are marked closed.
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