So Im Screwed!!
Posted 28 June 2012 - 03:49 PM
I hate Wellsfargo! There the only bank I have. I want to join a Credit Union so bad, but I cannot be approved. What can I do? I want to join a CU!!!
Posted 29 June 2012 - 01:56 AM
There are 3 that jump out at me that might help you but I would go with
Im in san diego ..
California Coast Credit Union
-they allow even those that have a chexsystems report to get a membership and savings
-for those reported to chexsystems, they offer a fresh start checking but I am guessing that they would just approve you for a regular account since all you have are inquiries and nothing negative reported any longer
Posted 07 July 2012 - 04:45 PM
the CU CAN override the decline, the manager can even do this, and if the banker calls and sees that your debts with wells Fargo has been paid or settled in full--they can get permission from the uppers in the CU to override this.
I'm surprised that that CU doesn't at least have a checking account that is limited because of the chexsystem but still can be given to you to use and a few months down the line when they see you're responsible with your checking account, to upgrade you to one that isn't limited.
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