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HELOC lates and mortgage?

Started by victoria4831 , Jun 21 2012 05:10 AM

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3 replies to this topic

#1 victoria4831

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Posted 21 June 2012 - 05:10 AM

In 2009-2010 we had a few 30 day lates on our home equity loan. Never a late on 1st mortgage. Scores in low to mid 700s.

I am disputing the lates because I believe the bank was in error but if they don't come off, I'm worried.

What impact will this have on a new mortgage app next year?

Thanks!!

#2 jop3

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Posted 21 June 2012 - 06:43 AM

They are over 12 months old and your score is good. It should be a non-issue.

#3 Brian B The Loan Professor

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Posted 21 June 2012 - 11:30 AM

+1

#4 victoria4831

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Posted 21 June 2012 - 01:49 PM

Thank you! What I was hoping to hear :)
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