Verizon was still holding the debt so we DV'd the CA and then never heard anything for awhile. This new CA called last week and she said to contact her via mail because the debt was being disputed.
They called her today with a settlement offer which she asked for to be mailed. They insisted they don't do mailings anymore but emailed her a PDF letter that was signed by someone in the collection department.
I can't find if this CA is licensed in IL or IN. And as far as we know, "Chase Receivables" doesn't show up yet on her reports.
Should she pay, or hold off for a better offer?
CHASE RECEIVABLES A PROFESSIONAL COLLECTION AGENCY [Date] [DW's info] RE: VERIZON WIRELESS CHASE ZZZZZZZZZ CLIENT#XXXXXXXXXX AMOUNT REFERRED: $447 CURRENT BALANCE: $528 DEAR DW, THIS LETTER SERVES TO INFORM YOU CHASE RECEIVABLES AGREES TO ACCEPT $370 To SETTLE THE BALANCE. WE ARE NOT OBLIGATED TO RENEW THIS OFFER. IF THE ACCOUNT IS PAID BY GUARANTEED FUNDS IT WILL BE CONSIDERED SETTLED THE DAY THE PAYMENT IS RECEIVED. IF THE ACCOUNT IS PAID BY CHECK THE ACCOUNT WILL NOT BE CONSIDERED SETTLED UNTIL THE CHECK/ELECTRONIC DEBIT HAS CLEARED THE BANK (THIS PROCESS CAN TAKE UP TO 30 DAYS). SINCERELY [signature] COLLECTION DEPARTMENT THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS COMIVIUNICÄTION IS FROM A DEBT COLLECTOR. Tennessee: This collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance.
Edited by Tibsy, 20 June 2012 - 07:09 PM.