RV Repo

[Jeffnroa]

I am 2months behind on rv i bought 4years ago. I found out it was up for repo when i called trying to work out a plan to trade trailer and car in for the payoff on both and buy a new car. Now finance comp. will not work with me or allow me to do trade in for total payoff, say it is out for repo for 6weeks and now to late. You would think that they would want all their money instead of spending more for repo and costs then me doing bk to get out from deficiency judgement. Amy ideas?

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[MarvBear]

How upside down are you?

[Jeffnroa]

Payoff is about what is worth. Just couldn.t understand their thinking in not even giving me a chance to trade it in

[Jeffnroa]

About $12000. Figure they will auction for 6-8 then add some fees.

[MarvBear]

How many months in arrears is the payment(s)?