I also put this post in another forum desperatly seeking assistance Please I have a search headache :idea:
I am in NYC and I ordered the 3 credit bureau reports online. There is a collection agency listed with a debt, that I have no knowledge of. I've been going through the threads, and I have my "not mine letter" for the CRA, and My "validate" letter for the CA. But.. there is no information listed for the CA besides the name. Everygreen Professional Recovery. I can't find any info on this company anywhere. I read the other threads and links and I see you do not need a license or bond in NY, but I can not find a link to help me search for info on this CA.
It is important to get and use the same contact information the CRA's have on file, they are required to disclose to you the source of all information.
If you want information in the meantime, you'll have to sniff it out via google.
I'd dispute it as invalid with the CRA's based on there being no information provided, if verified, request the procedures for verification, and then use that information to send a validation letter to the CA.
If the CRA's don't have the information, they also can't verify the information.