App for Marv

[seminole77]

Your Age? 32

 

Your Equifax Credit Score? 631

Your Experian Credit Score? 671

Your TransUnion Credit Score? 719

 

How many years have you been on file with Equifax? 10+

How many years have you been on file with Experian? 10+

How many years have you been on file with TransUnion? 10+

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? yes

Will this open auto loan be a trade-in? yes

How many late pays within the last 12 months on the currently open loan? none

How many late pays within the last 13-24 months on the currently open loan? none

Your current open auto loan is financed with? Centrus

Your current open auto loan payment is? 370.00

Estimated amount you may be upside down in this vehicle? 2000-2500

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 4

Total percentage utilized overall? 15%

How many of your revolving accounts are store cards? 0

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 2

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) Capital One

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 1+

Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent

Your Monthly Rent or Mortgage payment? 740.00

How long have you held your current job? < 1yr

Your total provable monthly gross income is? 3,000

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) paystub

Is there additional monthly income? What amount monthly? no

Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 1500

Does any credit repository contain any Public Record? no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? yes

If yes, please very briefly describe.

I have 4-5 CC charge offs from a bad divorce with 9 being the number of accounts reported on my report although the credit card company and collection agency are both reporting for the same credit card accounts so it looks worse than it is.

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 6

 

New or Used vehicle you are considering: Please very briefly describe.

 

Honda Civic- roughly 25,000

[MarvBear]

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approved