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Is this credit line hurting my score?

Started by SlimCookie , Jun 15 2012 10:07 PM

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2 replies to this topic

#1 SlimCookie

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Posted 15 June 2012 - 10:07 PM

So, the history with this account is I originally lost my cc and had to get a new one. On my credit repair journey, I had this company on my CR and I sent them a DV letter and next thing I know they are off my CR. But I kept this entry on there. Due to the age should I keep it? It does say that I had a high balance compared the my credit limit.

My question is what should I do with them?



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#2 Killi

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Posted 15 June 2012 - 10:40 PM

Id chunk it, it only "aged" 9 months.

#3 hegemony

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Posted 16 June 2012 - 12:48 PM

since you are not looking at your real report it is hard to know 100% but that tradeline is probably helping more than hurting. unrated is a neutral rating and the limit/high balance on a closed account does not matter.
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