10 replies to this topic

[adastra]

I did a CRA dispute on three Portfolio Recovery accounts that I had on my reports (originally HSBC). After I did the dispute I kicked myself a little because after quite a bit of reading on here it looks like there would have been better ways to go about it.

...anyway. Today I check the mail and i've got THREE letters from them stating:

"Dear adastra:

PRA has concluded its investigation of your dispute and is closing your account. PRA filed a Universal Data Form electronically requesting that the three major credit reporting agencies delete PRA's trade line for this account on your credit reports."


This seems too easy to be true. Did I just luck out? Or is there going to be some mysterious kick in the pants coming from them or HSBC that I'm just not aware of?



If it's legit, I'm super stoked!!!!

[breeze]

Good timing - they have recently been in trouble in a couple of states.

[adastra]

NICE!!!! I'm calling that a victory!

Thank you, you just made my day

[dbslove]

I wish Calvary Portfolio was this easy

[ICANHASMUNY?]

Good timing - they have recently been in trouble in a couple of states.

what states? did i Miss something?


running off to google.....

[DiamondDan73]

Search for Allen v. Portfolio

[adastra]

Any other CA's that might be suffering the same troubles? Might be a good time to be a bit more aggressive with my letters.

Specifically, anyone have CA/OC specific knowledge of any of the following?

MARS Inc
Designed Receivables
First Premier
1st National - CO
HSBC

Edited by adastra, 16 June 2012 - 02:24 AM.

[douginsea]

call it a victory..i had a run in with them a while back. disputed it with the CRA's and then received a letter from them
saying the same thing you got. bam a few days later tradeline gone.

[ICANHASMUNY?]

Good timing - they have recently been in trouble in a couple of states.

what states? did i Miss something?


running off to google.....

AH, found it on the SEC filings


We have been named as defendant in the following five putative class action cases, each of which alleges that we violated the Telephone Consumer Protection Act (“TCPA”) by calling consumers’ cellular telephones without their prior express consent:


Allen v. Portfolio Recovery Associates, Inc., Case No. 10-cv-2658, instituted in the United States District Court for the Southern District of California on December 23, 2010;
Meyer v. Portfolio Recovery Associates, LLC, Case No. 37-2011-00083047, instituted in the Superior Court of California, San Diego County on January 3,


2011; Frydman v. Portfolio Recovery Associates, LLC, Case No. 11-cv-524, instituted in the United States District Court for the Northern District of
Illinois on January 31,

2011; Bartlett v. Portfolio Recovery Associates, LLC, Case No. 11-cv-0624, instituted in the United States District Court for the Northern District of Georgia on March 1,

2011; and Harvey v. Portfolio Recovery Associates, LLC, Case No. 11-cv-00582, instituted in the United States District Court for the Middle District of Florida on April 8, 2011.

Each of the foregoing complaints allege violations of the TCPA, and seek damages, injunctive relief and attorneys’ fees. On December 21, 2011, the United States District Panel on
Multi-District Litigation entered an order transferring these matters into one consolidated proceeding in the United States District Court for the Southern District of California, Case No. 11-md-02295.

[jdutchess76]

hmm I also disputed with them recently and recieved a letter asking why I was disputing. I basically sent a verification letter and have not heard anything back as of yet.

[Art_Vandelay]

hmm I also disputed with them recently and recieved a letter asking why I was disputing. I basically sent a verification letter and have not heard anything back as of yet.

Did you ever hear anything back from them? Did they take it off your Credit report? good Luck.