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tbobsdmom's question


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53 replies to this topic

#51 Why Chat

Why Chat
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Posted 25 September 2012 - 12:56 PM

Thank you for your help once again, Do I tell EX that TU deleted? NO, there is NO cooperative relationship between CRAs other than fraud alerts ( mandated by the FTC)



As of now it is still on Ex, what do I need to do? do I send them the letter TU sent me stating the deleted it, to get EX to delete it?




Ok so here goes the CA sent me the letter stating they had not had enough time to investigate, I sent off the letters to the two CRA's that were reporting it, Then I get a letter from TU stating they deleted both charges, a few days later I get a letter from the CA with some charges with insurance ect. stating I owe this and offer to settle,...So do not know what the next step should be. should I send the CA a PDFD letter? or not worry about it due to it being deleted? it can come back again right? Help. Thanks


Is it still on Ex?? What was your response from Ex??

DO NOT send the CA anything.

If it is deleted from both reports that is the end of it, it can NOT be reinserted.

What was the date of the medical service(s)??

If you followed all the initial steps:

http://www.whychat.5.../GUIDEBOOK.html

And you have a medical account that was not deleted with the initial dispute letter, then the next step is the medical DV
http://www.whychat.5...cavalhipaa.html

and then the follow up dispute to the CRA(s)
http://www.whychat.5...aa.html#DISPUTE



#52 tbobsmom

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Posted 11 January 2013 - 04:11 PM

Still have had no luck getting this removed from Experian




Thank you for your help once again, Do I tell EX that TU deleted? NO, there is NO cooperative relationship between CRAs other than fraud alerts ( mandated by the FTC)



As of now it is still on Ex, what do I need to do? do I send them the letter TU sent me stating the deleted it, to get EX to delete it?




Ok so here goes the CA sent me the letter stating they had not had enough time to investigate, I sent off the letters to the two CRA's that were reporting it, Then I get a letter from TU stating they deleted both charges, a few days later I get a letter from the CA with some charges with insurance ect. stating I owe this and offer to settle,...So do not know what the next step should be. should I send the CA a PDFD letter? or not worry about it due to it being deleted? it can come back again right? Help. Thanks


Is it still on Ex?? What was your response from Ex??

DO NOT send the CA anything.

If it is deleted from both reports that is the end of it, it can NOT be reinserted.

What was the date of the medical service(s)??

If you followed all the initial steps:

http://www.whychat.5.../GUIDEBOOK.html

And you have a medical account that was not deleted with the initial dispute letter, then the next step is the medical DV
http://www.whychat.5...cavalhipaa.html

and then the follow up dispute to the CRA(s)
http://www.whychat.5...aa.html#DISPUTE



#53 Why Chat

Why Chat
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  • 18,526 posts

Posted 11 January 2013 - 11:27 PM

Time for the FTC and Consumer complaint

http://whychat.5u.co...paaftccomp.html

#54 tbobsmom

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Posted 15 January 2013 - 05:12 PM

I will do that step then, Thank you.


Time for the FTC and Consumer complaint

http://whychat.5u.co...paaftccomp.html






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