EQ - http://bit.ly/MnViVS
TU - http://bit.ly/KodJME
Here's what's new:
EQ - Counting is now performed by a whitelist. Currently, only the 4 known daily EQ pullers are on this list. I also added Fair Issac, but only the first entry is counted (that's how it is on my report, I may have to remove this later if it's different for others). I will update it over the next few days to be slightly more aggressive. This whitelist needs to be continuously updated by the community. Please post INQs that you have confirmed to be counting but are being skipped by the counter. The goal here is not necessarily to be 100% accurate, but rather to do 90% of the leg work and be a lowest common denominator of sorts.
Please copy and paste directly from the EQ website. Proper formatting looks like this:
CREDITEXPERT 1-866-673-0140 06/11/12, 06/10/12, 06/09/12, 06/08/12 EQUIFAX CONSUMER SERVICES 06/11/12, 06/10/12, 06/09/12, 06/08/12
TU - Well for one, it exists. It will count all PP softs, and has duplicate checking built in. For example, it will automatically discard duplicate softs for a single creditor. This is typical with Credit Karma where it will show multiple softs with the same date. Additionally, it has rule based checking for duplicates that appear under slightly different names all on the same date (i.e. TRANSUNION INTERACTIVE vs. TRANSUNION INTERACTIVE I). Just like with EQ, these rules must be updated by the community. If you see duplicates in your report that aren't being caught, report them in this thread.
Please copy and paste directly from the TU website. Proper formatting looks like this:
CONSUMERINFO via CONSUMER INFO.COM 18500 VON KARMEN A #900 IRVINE, CA 92612 Phone number not available Requested On: 06/11/2012, 06/10/2012 Permissible Purpose: CONSUMER REQUEST XXX via KARMA/TRANSUNION INTERAC 100 CROSS STREET SAN LUIS OBISP, CA 93401 (805) 782-8282 Requested On: 06/11/2012, 06/11/2012, 06/11/2012, 06/11/2012, 06/10/2012 Permissible Purpose: CONSUMER REQUEST
- Add functionality to show softs that weren't counted. I did this in a few hours, so gimme a break. I plan to mimic spigot again to keep things consistent.
- Automatic removal of FC names. I'm still mulling this over, as it could end up providing unintentional confirmation to unwitting parties, causing it to spread. One of those unintended consequences issues. Will probably end up scrapping that idea.
Comments, questions, concerns...I'm all ears.