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Ch 13 and Buying home


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2 replies to this topic

#1 park77

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Posted 26 May 2012 - 10:10 PM

Are there any lenders allowing people in a ch 13 to purchase a home with trustee approval? I am over a year in, all payments made on time, current home not included and over 7 years at same job but scores around 600. I have seen most looking for 620 and up but I wasn't sure if that was an across the board requirement. I worked on my credit and cleaned it up to where only accounts showing were positive and IIB accounts (cant seem to get the IIB's deleted).

Thanks in Advance

#2 DallasLoanGuy

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Posted 27 May 2012 - 02:14 PM

lots of banks do these.

you just need to apply

#3 DallasLoanGuy

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Posted 27 May 2012 - 02:28 PM

my guidelines are different for 600 and 620+

you wouldnt fit in the 600 guidelines with me.

i suspect most are the same way since we all sell to the same places.

where did you get the scores?




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