I applied for a PNC account since they bought out RBC Bank. I was approved after about five days- I applied online. Its been over a month, a couple direct deposits have gone in AND its been great so far. I have the virtual wallet with performance checking.
Just thought I would share. yes, I am on Chex, but no fraud or major balances owed.
PNC Bank
Started by
dredee0
, May 17 2012 05:00 PM
12 replies to this topic
#1
Posted 17 May 2012 - 05:00 PM
#2
Posted 23 May 2012 - 01:46 AM
thanks for letting us know.. others are also being approved latelyI applied for a PNC account since they bought out RBC Bank. I was approved after about five days- I applied online. Its been over a month, a couple direct deposits have gone in AND its been great so far. I have the virtual wallet with performance checking.
Just thought I would share. yes, I am on Chex, but no fraud or major balances owed.
#3
Posted 28 May 2012 - 04:22 PM
I applied for a PNC Virtual Wallet Account when they first introduced the product and was denied on my own, however was allowed to open the account with my spouse as the primary instead. I've used this account for a few years and have had no issues, despite something from 2006 showing up on Chex (the original reason my first attempt was declined). I recently moved and have tried to open another joint account with my husband and was declined based on Chex, even with my husband as the primary. I'm happy with PNC (and virtual wallet) and was impressed that they were willing to find a way to work around this with me. Can't say the same for the more recent bank.
thanks for letting us know.. others are also being approved lately
I applied for a PNC account since they bought out RBC Bank. I was approved after about five days- I applied online. Its been over a month, a couple direct deposits have gone in AND its been great so far. I have the virtual wallet with performance checking.
Just thought I would share. yes, I am on Chex, but no fraud or major balances owed.
#4
Posted 02 June 2012 - 10:06 AM
i love my PNC virtual wallet with performance checking 
#5
Posted 06 June 2012 - 02:08 PM
I just opened a PNC Virtual Wallet Account with them. I had three things on Chex Systems from a few years ago. Including one from PNc, but they were all listed as paid.
#6
Posted 09 June 2012 - 01:12 PM
Some people have told me that PNC looks more at the EWS report now than chexsystems and they also run a credit report and take that into account for an approvalI just opened a PNC Virtual Wallet Account with them. I had three things on Chex Systems from a few years ago. Including one from PNc, but they were all listed as paid.
#7
Posted 09 June 2012 - 03:27 PM
Some people have told me that PNC looks more at the EWS report now than chexsystems and they also run a credit report and take that into account for an approval
I just opened a PNC Virtual Wallet Account with them. I had three things on Chex Systems from a few years ago. Including one from PNc, but they were all listed as paid.
Then that sucks your credit report has to take a hit. Maybe it's a soft inquiry?
#8
Posted 14 June 2012 - 08:23 PM
I don't think it's a soft hit but not 100% on that
Some people have told me that PNC looks more at the EWS report now than chexsystems and they also run a credit report and take that into account for an approval
I just opened a PNC Virtual Wallet Account with them. I had three things on Chex Systems from a few years ago. Including one from PNc, but they were all listed as paid.
Then that sucks your credit report has to take a hit. Maybe it's a soft inquiry?
#9
Posted 17 June 2012 - 06:59 PM
I opened a checking account online with PNC. No hard inquiry. This was early last year, so it's possible things have changed.
#10
Posted 05 July 2012 - 02:57 AM
I opened a PNC free checking. They pulled hard on Chexsystem and soft pull from EXP for ID.
Ron.
Ron.
#11
Posted 25 July 2012 - 12:46 PM
I can vouch from recent experience that pnc is usually pretty lenient with accounts. Someone I know opened a virtual wallet account roughly a year ago and their credit was awful. No knowledge about that persons chex or ews background that I can offer though. So far so good.
#12
Posted 12 October 2012 - 11:55 AM
I just opened this account. I'm on Chex so I'm not hopeful it will stay open. I wish it did since its such a cool idea.
#13
Posted 15 October 2012 - 12:10 AM
thanks for the updateI just opened this account. I'm on Chex so I'm not hopeful it will stay open. I wish it did since its such a cool idea.
0 user(s) are reading this topic
0 members, 0 guests, 0 anonymous users
