Posted 09 May 2012 - 11:15 AM
Found a property and need to make an offer. Waited until now to get pre-approval because after reading this board for 6 years I have a sever allergy to INQs.
I understand that FICO scoring groups together mortgage inquiries within XX days (30? can't remember). I also know that all three bureaus are generally pulled. How can I avoid having multiple INQs pulled on each bureau? Should I work with one broker? If so, does that broker pull the reports and farm them out? Or should I just pick one reputable bank?
I got burned a few years ago by a car dealership. They pulled my credit and it got run by a dozen lenders and killed me.
Posted 10 May 2012 - 12:29 AM
Posted 15 May 2012 - 04:05 PM
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