Should I even think about it?

[doinit]

Your Age? 59

 

Your Equifax Credit Score? 632

Your Experian Credit Score? 678

Your TransUnion Credit Score? 685

 

How many years have you been on file with Equifax? 17 yrs

How many years have you been on file with Experian? 17 yrs

How many years have you been on file with TransUnion? 17 yrs

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? No

Will this open auto loan be a trade-in? N/A

How many late pays within the last 12 months on the currently open loan? N/A

How many late pays within the last 13-24 months on the currently open loan? N/A

Your current open auto loan is financed with? N/A

Your current open auto loan payment is? N/A

Estimated amount you may be upside down in this vehicle? N/A

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) N/A

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 1

Total percentage utilized overall? 5%

How many of your revolving accounts are store cards? 0

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 1

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 13 yrs

Do you Rent or have a Mortgage, or Live w/Relative or Other? Own

Your Monthly Rent or Mortgage payment? 1118 (special assessment for sidewalk and water and sewer drove escrow very high this year. good thing is a rebate check next spring and lower payment.)

How long have you held your current job? 15 yrs

Your total provable monthly gross income is?3285

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) computerized paycheck stub

Is there additional monthly income? What amount monthly? no

Describe the source. N/A

Is the additional monthly income provable? N/A

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 1000.00

Does any credit repository contain any Public Record? no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? yes

If yes, please very briefly describe. 1 pd charge off from 2006 capital one, 9 old med collections (being disputed) TU deleted 7 of the 9. will pay valid ones

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) pre 2009 - 5 post 2009 - 10

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 9

 

New or Used vehicle you are considering: Please very briefly describe. 2012 Nissan Frontier 23 - 24 K

MarvBear

I'm trying to Hibernate, Don't bother me.

Edited May 5, 2012 by doinit

[MarvBear]

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