The Master Why Make Early Payments or Over Payments Thread
Posted 04 May 2012 - 02:14 AM
The Proud tinker with crafts
The Select tinker with credit
Posted 04 May 2012 - 06:19 AM
Posted 04 May 2012 - 08:45 AM
Main benefit is to control how many accounts report a balance.
Any noticeable benefits oh master tinkerer? I'm also interested in knowing who allows it and how much they usually allow before they freak out. I overpaid $1 the wife's Discover and it amuses me every time I log in for some reason.
I usually push over payments of a few hundred to cover stray charges.
PenFed is quirky in that push Bill Pay is by Paper Check.
BUT, you can push over payments from PenFed itself.
Citi will refund over payments VERY soon after statements close, by paper check.
Posted 04 May 2012 - 09:17 AM
Posted 04 May 2012 - 09:29 AM
AmEx likes deep pockets.
Overpayments to Amex charge card are a device to quickly build your internal limit. Mine went from 3.5k to at least 70k in 2-3 months
Posted 04 May 2012 - 04:30 PM
which AMEX cards and how much of an overpayment?
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