OC claims state law will not allow deletion with CA

[reklaw01]

Need some direction on next steps to take. Following whychat's HIPAA letter program. Sent letter CMRR to OC with insert (a) and cashier's check for paid in full amount with copies of wording on back of check. Received card back so check accepted.

 

Sent follow up letters CMRR to OC (and to one of CRA's) and received card back from OC. OC contacted me by phone claiming they attempted to have CA remove the tradeline but CA told them "it was state law and would remain 7 yrs...blah...blah...blah". OC is a small business and are likely intimidated by the letters I've sent. They also stated that, as a patient, I signed a standard HIPAA release letter (probably did...I don't have a copy of it). I have NOT communicated with CA in any way.

 

Please advise next steps.

[Why Chat]

Need some direction on next steps to take. Following whychat's HIPAA letter program. Sent letter CMRR to OC with insert (a) and cashier's check for paid in full amount with copies of wording on back of check. Received card back so check accepted.

 

Sent follow up letters CMRR to OC (and to one of CRA's)what was your response from the CRA?? and received card back from OC. OC contacted me by phone claiming they attempted to have CA remove the tradeline but CA told them "it was state law and would remain 7 yrs...blah...blah...blah". OC is a small business and are likely intimidated by the letters I've sent. They also stated that, as a patient, I signed a standard HIPAA release letter (probably did...I don't have a copy of it). I have NOT communicated with CA in any way.

 

Please advise next steps.

You say you "followed" the HIPAA letter program??

 

Did you opt out??

Did you delete old addresses if you had moved since the date of service??

Did you send each CRA the initial dispute letter??

 

If you did all the above and paid the OC AFTER establishing a CURRENT relationship between the OC and the reporting CA AND used the follow up letters from the HIPAA letter program ( posted after insert "c") to get this off your reports.

Then

Check your reports to see if the account is still reporting as unpaid.

IF the CRA did not delete the account, and the account is still showing "unpaid" then send the CA this:

http://www.whychat.5u.com/ltrcavalhipaa.html

If it has changed to a "paid" collection, send the CA this:

http://www.whychat.5u.com/ltrcavalhipaa.html#PAID