WhyChat,
I received the official reply from Experian. They listed the account as "updated", although it doesn't look any different than it did before. West Asset remains.
As of now it is still off of my EQ and TU reports. I never received confirmation from EQ or TU though.
What next?
Can I Restart HIPAA Process?
Started by
CreditDespair
, Apr 30 2012 02:44 PM
58 replies to this topic
#51
Posted 24 June 2012 - 01:08 AM
#52
Posted 24 June 2012 - 08:43 AM
OK, I think you need a "time out" for a few Months. The "official response from Ex." may have been an automated response.WhyChat,
I received the official reply from Experian. They listed the account as "updated", although it doesn't look any different than it did before. West Asset remains.
As of now it is still off of my EQ and TU reports. I never received confirmation from EQ or TU though.
What next?
Wait 2 Months, recheck ALL your reports, come back here with any unresolved problems, by that time the prior disputes will have cleared through their computer systems ( providing you didn't do any on line or telephone disputes, in which case it will take 90 days)
Make sure your opt out is still in effect, you can do it again if you aren't sure.
#53
Posted 25 June 2012 - 04:28 PM
Okay, thanks - I won't initiate any other disputes. I'll order new reports in August.
#54
Posted 28 June 2012 - 01:31 PM
Update -
It's gone again from experian as of yesterday. I checked the backdoor and confirmed.
I have not received written confirmation from ANY of the CRA's, although it remains gone from all three.
When should I order new reports?
It's gone again from experian as of yesterday. I checked the backdoor and confirmed.
I have not received written confirmation from ANY of the CRA's, although it remains gone from all three.
When should I order new reports?
#55
Posted 28 June 2012 - 04:39 PM
Wait a Month, by then you may have received updated reports for free.Update -
It's gone again from experian as of yesterday. I checked the backdoor and confirmed.
I have not received written confirmation from ANY of the CRA's, although it remains gone from all three.
When should I order new reports?
#56
Posted 16 July 2012 - 01:01 PM
Hi WhyChat,
So here is the status:
TU and EQ removed on June 8th, per the back door. I never received an updated report or letter confirming the removal.
EX removed on June 28th, per the backdoor. Same deal - no report or confirmation letter.
Is it too soon to request new reports? How can I get written confirmation?
So here is the status:
TU and EQ removed on June 8th, per the back door. I never received an updated report or letter confirming the removal.
EX removed on June 28th, per the backdoor. Same deal - no report or confirmation letter.
Is it too soon to request new reports? How can I get written confirmation?
#57
Posted 17 July 2012 - 05:07 PM
Wait until next Month, then order new reports, by then you may have received something in writing.Hi WhyChat,
So here is the status:
TU and EQ removed on June 8th, per the back door. I never received an updated report or letter confirming the removal.
EX removed on June 28th, per the backdoor. Same deal - no report or confirmation letter.
Is it too soon to request new reports? How can I get written confirmation?
When you DO get new reports, get them in hard copy and keep them in your files for at least 3 years so you can challenge any possible reinsertions.
#58
Posted 18 July 2012 - 10:04 AM
Sounds great. Thanks again for ALL YOUR HELP!!!!!
#59
Posted 20 August 2012 - 09:15 PM
WhyChat,
An update.
I ordered all three reports and just received them today. West Asset is gone from all three reports.
THANK YOU for all your help with this! They still never sent me updates saying they removed from my reports, but I am still happy with these new copies.
Now..on to my last couple baddies.
An update.
I ordered all three reports and just received them today. West Asset is gone from all three reports.
THANK YOU for all your help with this! They still never sent me updates saying they removed from my reports, but I am still happy with these new copies.
Now..on to my last couple baddies.
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