Ho Do I Pay for my Student Loans?

[FabioA]

The intention of this poll is to open up to ideas and generate creativity. I'm a recent graduate who currently pays $750 a month in student loans, and it's starting to become a burden. I knew I would have to pay back my loans sooner or later, but I did not realize it would take over all my spending cash after paying all my other bills. I'm trying to find ideas and ways people are doing now, and to see if there is a common goal that everyone find beneficial.

[JessMN]

Well, I use upromise so any online shopping I do through them gives me a percentage back to go to my loans. they also have ecoupons and a dining program, lots of ways to earn

Edited April 30, 2012 by JessMN

[xelda]

I use Citi Forward. If you redeem the Thank You points for student loan rebates, it ends up being 5% back on all movie, music, Amazon, and restaurant purchases, and 1% on everything else.

[jph5125]

If you have a really high student loan debt you could try splitting your total monthly payment into 2 payments to reduce the interest that is capitalized on the loan.

For example your loan payment of $1000 is due on the 30th:

Pay $500 by the 15th, Pay another $500 by the 30th.

[alexplantman]

Relocate to another country and just say screw the student loan, lol...

[jmf8756]

Have you looked into consolidating them or the Public Service Loan Forgiveness program?