Sounds like what happened with me.
I had Sam's business & PayPal with GEMB when they denied me.
DW applied online and was TDed, Letter said they pulled TU and were unable to veify her idenity.
I applied in person and was also TDed, I have JCPenney and PayPal connect with them both low limits, but PIF every month. The thing that bothers me the most is they pulled EX.