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Credit app for Marv


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5 replies to this topic

#1 ronsetoe

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Posted 28 April 2012 - 06:00 PM

Your Age?

Your Equifax Credit Score? 665 Fico
Your Experian Credit Score? 630 fako
Your TransUnion Credit Score? 668 Fako

How many years have you been on file with Equifax? since 2001
How many years have you been on file with Experian? since 2001
How many years have you been on file with TransUnion? since 2001

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? No
Will this open auto loan be a trade-in? No
How many late pays within the last 12 months on the currently open loan? 0
How many late pays within the last 13-24 months on the currently open loan? 0
Your current open auto loan is financed with? no one
Your current open auto loan payment is? 0
Estimated amount you may be upside down in this vehicle? 0
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)


YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 5
Total percentage utilized overall? 10%
How many of your revolving accounts are store cards? 0
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 4
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 4

YOUR PERSONAL INFORMATION

How long at your current residence? 13 YEARS
Do you Rent or have a Mortgage, or Live w/Relative or Other? house is in wife's name
Your Monthly Rent or Mortgage payment? 0 for me but it is wife's name and the payment is 980
How long have you held your current job? 3 years
Your total provable monthly gross income is? 2200
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) paycheck stub
Is there additional monthly income? What amount monthly?
Describe the source.
Is the additional monthly income provable?
Spousal income is not applicable.

YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 3000
Does any credit repository contain any Public Record? yes
If yes, please very briefly describe. Sewer district judgement and chap7 discharged 7/11

Does any credit repository contain any Collection Account(s)? 3 discharged on 7/11
If yes, please very briefly describe. out of work for 3 years will do that

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 6
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 6
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 6

New or Used vehicle you are considering: Please very briefly describe. Used truck F250 4x4 super crew 2004 lariat 89000 miles for $9000. My buddy runs a lot and said he would sell it to me for what he gave on trade. His lenders don't like to lend on anything over 5 years old, so I will use mu local CU

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#2 MarvBear

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Posted 28 April 2012 - 06:07 PM

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#3 ronsetoe

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Posted 28 April 2012 - 07:00 PM

Thanks-
I have been lurking for a while and I have learned much and I decided to post. JLMK what you think??

#4 MarvBear

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Posted 28 April 2012 - 07:33 PM

Your application is incomplete.

#5 ronsetoe

ronsetoe
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Posted 29 April 2012 - 05:16 AM

Is there additional monthly income? What amount monthly? 0
Describe the source. none
Is the additional monthly income provable? there is none
Spousal income is not applicable.

Your Age? 42

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $3000

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) I have never had a loan on my vehicle so 10


Thanks Marv I think i got everything now

#6 MarvBear

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Posted 29 April 2012 - 07:18 AM

Probably, but I would do that application in person at a local branch where they know you.




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